Personal Checking Bank Bonuses
Open a new checking account to earn up to a $500 bonus.
- Open a new personal checking account with code 2026DP
- Within 60 days, receive direct deposits of $2,500 minimum for a $250 bonus or $5,000 for a $500 bonus
- Maintain minimum balance requirements for 90 days
- Get paid within 30 days of meeting offer criteria1
Choose the account that best fits your needs:
Includes identity theft monitoring, AD&D insurance, & cell phone protection⋈.
A popular account with all the services you would expect.
A digital account option with no Banner overdraft fees.
Here's how to claim your new account bonus:
Choose your checking and/or savings accounts and open online or at a branch using offer code 2026DP.
Meet minimum deposit requirements for your offer within 60 days.
Keep the required minimum balance for 90 days after funding.
We'll deposit your bonus into your new account(s) within 30 days following the 90 day requirement.
Want to earn a $1,000 bonus?
Prefer to open your accounts at a branch? No problem.
To receive the personal checking offer, you must open your account online at bannerbank.com or at a Banner Bank branch and use the promotional code 2026DP at account opening. Offer is not available to those whose accounts have been closed within the last 2 years. You may receive only one new account opening-related bonus every 2 years on a personal checking account. To qualify for the checking offer, you must not already have a personal checking account with Banner Bank. Offer is subject to change without notice and may not be combined with any other offer. Must meet standard account opening requirements. Offer available to residents of OR, WA, CA and ID only.
• To receive the $250 checking bonus: Open any new Banner Bank personal checking account AND complete at least $2,500 of direct deposits into that account within 60 days AND maintain a minimum balance of $2,500 for 90 days.
• To receive the $500 checking bonus: Open any new Banner Bank personal checking account AND complete at least $5,000 of direct deposits into that account within 60 days AND maintain a minimum balance of $5,000 for 90 days.
Your direct deposit needs to be an electronic deposit of your paycheck, pension or government benefits (such as Social Security) from your employer or the government. Person to Person payments or mobile check deposits are not considered a direct deposit. Micro-deposits do not qualify as a direct deposit for the bonus. Micro-deposits are small deposits, typically less than $1, that are sent to your account to verify it is the correct account. Deposits are subject to verification and not available for immediate withdrawal.
After you have met the above requirements, we'll deposit the bonus into your new account within 30 days. Banner Bank will monitor the balances maintained in your account during the qualification period to determine bonus amount paid, if applicable. Account must be in an open status and in good standing at the time of payout.
Minimum opening balance of $25 for Banner’s Digital Account; $50 for Connected Checking, Rewards Checking and Banner's Best Checking.
Fees: Service fees may apply based on the account(s) you select. For a schedule of fees and deposit account agreements, please visit our Terms and Tips page.
IRS Form 1099-INT or 1042-S: Bonus is considered interest and will be reported on IRS Form 1099-INT (or Form 1042-S, if applicable). Please consult your tax advisers concerning the reporting to Internal Revenue Service of bonus payments as interest on accounts. Offer expires 3/31/2026.