Connected Personal Checking

Life's more fun when you bank when and where you want.

With Banner Bank Connected Checking use any ATM in the country and we'll refund the fees up to 2 times each calendar month. Make life easier with online and mobile banking, eStatements, direct deposit and more.

With Connected Checking, you'll also get:

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ATM Reimbursements

Use any ATM in the U.S. and we'll reimburse the surcharges, up to 2 times each calendar month.^

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Waivable Monthly Service Charge:

$4 monthly service charge waived with $500 minimum daily balance; or $500 or more in direct deposits per monthly statement cycle or account holder is aged 24 or under.

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Bank Anywhere, Anytime
Access your accounts from your desktop, tablet or smartphone with free online and mobile banking and Bank-By-Phone.
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Low Balance Requirements

You can open a checking account with as little as $50.

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Digital Wallet

Use Apple Pay, Google Pay and Samsung Pay on supported Apple, Samsung and Android devices.

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Easy to Access Statements

Keep your financial information safe and accessible anytime with Electronic Statements & Notices. Avoid charges for paper statements.Ψ

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Overdraft Protection

With overdraft protection you can link to a savings account or line of credit to cover your purchases.»

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Debit Card Security

Your personal debit card is covered by Mastercard's Zero Liability Protection and you can register for Mastercard Identity Theft ProtectionTM.

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Pay Anyone

You can pay bills and pay people – and choose the date your payment arrives.

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Banner Savings Account
Open a savings account with as little as $25 and auto transfer from this checking account.
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Additional Benefits

Direct deposit available. For clients aged 65+ get 50% off any personal check style (with standard shipping) or pay just shipping and handling cost for Banner logo wallet checks.

Applying for a checking account is easy.

Not sure which checking account is right for you??

This account earns no interest. See interest rates.

When you apply online, you’ll create a secure, personal dashboard account to serve as your application hub. From this dashboard, you can track the status of applications, see any steps you need to take, and review and download disclosures. This dashboard will also retain many of the details you enter, speeding up the process if you apply for another product.
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Minors (age 12-17) are eligible to be an account owner if a parent or guardian (age 18 and older) is also an owner on the account. All account owners have full rights to withdraw, deposit and transfer funds.
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Surcharges assessed by non-Banner ATMs will be reimbursed by Banner Bank to client account. When using ATMs outside the U.S., there is a 1.10% Currency Conversion fee, which is based on the U.S. dollar amount. If you plan to use your Banner Bank debit card when traveling internationally, please notify us before you travel so we can adjust card restrictions.
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Message and data rates may apply. May require authentication, registration, and/or activation.
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Paper statements are $2 monthly for paper statements without check images or $4 when you opt-in to receive paper statements with check images. Paper statements are provided at no cost to account owners who are 65 years of age or older.
Card replacement fee may apply.
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Overdraft protection by line(s) of credit subject to credit approval and limited to residents of Washington, Oregon, Idaho or California.