Complete Business Checking

The account that meets most every business need

It's important to have a versatile checking account for your business. Keep a low daily balance, and have your first 275 items processed free each month with Banner's Complete Business Checking. Also, enjoy having a support team at your fingertips as you plan for growth. Treasury Management Services^ƒ options offer additional support. Open your business account today with $100.

Apply online

Best for:

I have a growing business
My needs aren't too complicated
I have moderate account activity and balances

With every Banner Bank business checking account, you'll get:

Business Online and Mobile Banking^‡ included

24-7 Bank-By-Phone

Overdraft protection available^Γ

Phone support provided by Banner employees at 800-272-9933

Use any Banner Bank owned ATM^♣. We don’t charge you to use a non-Banner Bank owned ATM.

Mastercard^®Debit Card with Debit Card^∨ Suspicious Activity Alerts and access to Debit Card Controls app

Manage payments with Business Bill Pay^∩

Merchant Services Solutions^♦ and Check SafeKeeping Statements available.

With Banner's Complete Business Checking, you'll also get:

An Account with Options

Monthly service charge $14 per month
OR $16 per month with option to earn interest on balances.

Item Processing≠

The first 275 items each month are included, then $0.40 per additional item.

Cash and Coin

The first $20,000 each month is included, then $0.15 per each additional $100.

Outstanding ATM Benefits

Use any Banner Bank-owned ATM at no charge. We don't charge you to use a non-Banner Bank owned ATM.

Monthly Service Charge

Monthly service charge waived with $5,000 minimum daily balance OR an average $20,000 daily checking/savings deposit relationship balance^Δ

Unlimited Bill Pay

Send as many payments as you like at no charge.

Easy to Access Statements

No cost for paper statements. Sign up to receive safe and accessible eStatements.

Overdraft Protection

With overdraft protection, you can link to a savings account or line of credit to cover your purchases^Γ.

Debit Card

Use your Mastercard® debit card, accepted at millions of locations.^♣

Extra Security

You’re covered by Mastercard^®Zero Liability Protection and can register for Mastercard Identity Theft Alerts.

Additional Benefits

Get a 20% discount on your initial check order. Merchant Services^♦, Check SafeKeeping Statement, and a Commercial Mastercard credit card is also available.^»

Business colleagues using TMS services on tablet

Bundle #1: $32 per month - Domestic Online Wires - Includes 2 online outgoing Domestic Wires and 10 outgoing ACH per month (Additional wires - $20/wire; excess ACH items $0.50/item).»
Bundle #2: $32 per month - Includes Remote Deposit Capture with single feed scanner or Business Mobile Remote Deposit.
Bundle #3: $32 per month - Includes Postive Pay (ACH/Check)

Additional Treasury Management Services available through Analyzed Business Checking.

Learn about Treasury Management

Applying for a business checking account is easy.

Apply for a business checking account

Apply Online

Simplify the account opening process

Business Account Requirements

Visit local branch

Visit locations near you

Not sure what checking account is right for you?

Compare business checking accounts

Access the Business Account Agreement and Business Accounts Schedule of Fees.

View the Complete Business Checking Product Guide

ƒ

Treasury Management Services are coordinated with a Treasury Management consultant or support. Call Treasury Management at 877-856-7933 or email treasurymanagement@bannerbank.com for more details.

‡

Message and data rates may apply. May require authentication, registration, and/or activation.

Γ

Overdraft protection by line(s) of credit subject is to credit approval and limited to residents of Washington, Oregon, Idaho or California, or to current Banner Bank deposit clients.

♣

If purchases are made in non-U.S. currency, there is a 1.10% Currency Conversion fee, based on U.S. dollars.

∨

Card replacement fee may apply.

∩

May require authentication, registration and/or activation.

♦

Merchant Services are subject to credit approval and are limited to Washington, Oregon, Idaho or California. Call Merchant Services at (509) 434-3765, email merchantservices@bannerbank.com, or visit your local branch for more details.

≠

Item processing limit includes all transactions and items deposited.

Δ

Minimum daily balance required to avoid monthly service charge. Relationship balances include all of the Business’s checking and savings accounts.

»

Subject to credit approval and limited to residents of Washington, Oregon, Idaho or California, or current Banner Bank deposit clients.