Business Cash Rewards Mastercard®
The Cash Rewards Card tailored for business expenses
Make dining purchases and earn 3% cash rewards.
Get more value from the purchases1 you make every day. Earn 3% cash rewards on eligible dining purchases and watch your rewards add up faster, giving you even more opportunities to redeem for what matters most.
Now through December 31, Banner Bank Business Cash Rewards credit card holders can earn 3% cash rewards on all dining purchases. From restaurants to takeout and food delivery, you'll earn 3% cash rewards every time you use your card for eligible dining expenses.
The rewards add up quickly, helping you get more value from the business purchases you're already making. Simply use your Banner Bank Business Cash Rewards credit card when dining out or treating the team and enjoy 3% cash rewards.
- Available to all Banner Bank Business Cash Rewards credit card cardholders
- No enrollment required
- Use your card anywhere eligible dining purchases are accepted
Clear Up-Front Pricing
- No annual fee
- 0% introductory APR for 6 months on purchases
- After that, our competitive variable APRs, currently 14.49% - 19.49%
- Low transactional fees
Earn Cash Rewards
- Earn $300 cash rewards when you spend $3,000 within 3 months of account opening
- Earn 2% on business expenses
- Earn unlimited 1.5% on all other purchases
- Cash Rewards do not expire and can be redeemed towards statement credit, direct deposit to a Banner checking or savings account, or gift cards
Outstanding Mastercard® Benefits:
- Mastercard ID Theft Protection
- MasterRental Insurance
- Mastercard Global Service
- Easy Savings Program
- Special Merchant Offers
No matter which card you choose, all Banner Bank credit cards give you access to:

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Online Credit Card Account ManagementSpendTrack allows business owners to securely access and manage your companies credit card account online, anytime and anywhere. Designate administrators, request and manage additional employee cards, easily make payments to all cards, all in one convenient place.
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Contactless PaymentsOur business credit cards are equipped with contactless payment technology. To pay quickly and securely at retail stores, tap your card on the contactless symbol at the checkout register.
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Digital WalletsAdd your credit card to a digital wallet of your choice to make fast and secure payments.
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U.S.-Based Client Support
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Credit Card Fraud NotificationWhen you provide us with your mobile phone number, we’ll text you if we notice suspicious activity on your card, otherwise we may contact you by phone. Simply reply “Yes” to authorize the transaction or “No” to decline it.
Qualifying purchases must post to the Company’s Business Cash Rewards credit card account between November 1, 2026 and December 31, 2026 to qualify for this offer.
Earn 3% cash rewards for each $1.00 spent on dining purchases posted to your Banner Bank Business Cash Rewards account.
A dining purchase is from a merchant with the merchant category (MCC) 5812 (Eating places and restaurants), 5813 (Drinking places, alcoholic beverages— bars, taverns, night-clubs, cocktail lounges and discothèques) and 5814 (Fast food restaurants). Merchants are assigned a merchant category code by payment card processors based upon the merchant’s primary line of business. Banner Bank does not determine the MCC for a merchant. Whether a dining purchase is eligible for this promotion depends on the MCC assigned to a merchant. Purchases processed through merchants that are not assigned an eligible MCC and purchases processed through a third-party payment account (e.g. PayPal™) will not qualify for this 3% Cash Rewards offer.
Account must remain open, in good standing and not be delinquent at the time the bonus points are posted to the account. Please allow up to 30 days after the promotional period ends for bonus points to post to your account. Gift cards are not sponsors or co-sponsors of this promotion. Review the complete Business Cash Rewards Program Terms and Conditions.








