Extended Rate Lock Program

Relax with a locked in mortgage rate

Lock in early and relax.

Lock in your loan rates early and rest assured they won't change with this beneficial program option.

With a Banner Bank home loan, you'll get:

Competitive rates and fees percentage sign

Competitive rates and fees

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In-house approvals and fast processing

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Clear and responsive answers

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Exceptional client service

Extended Rate Lock Program features:

  • Rates locked 120 - 270 days in advance
  • Option to float down to market price 30 days prior to close
  • Use with Fixed-rate and Adjustable-Rate Mortgages
  • For the purchase of new construction only (not for use with Banner Bank Construction to Permanent financing)
  • Fees may apply; please contact your loan officer for more information
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