Extended Rate Lock Program

Relax with a locked in mortgage rate

Lock in early and relax.

Lock in your loan rates early and rest assured they won't change with this beneficial program option.

With a Banner Bank home loan, you'll get:

Competitive rates and fees percentage sign

Competitive rates and fees


In-house approvals and fast processing


Clear and responsive answers


Exceptional client service

Extended Rate Lock Program features:

  • Rates locked 120 - 270 days in advance
  • Option to float down to market price 30 days prior to close
  • Use with Fixed-rate and Adjustable-Rate Mortgages
  • For the purchase of new construction only (not for use with Banner Bank Construction to Permanent financing)
  • Fees may apply; please contact your loan officer for more information
Tips on Financing a Home Build or Remodel
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Building or remodeling a home is an exciting project, yet it can be daunting. Here are some great ideas for getting started on building your dream home or remodeling your current home to make it perfect.

How much home can I afford?
Try the how much home can I afford calculator

See what your monthly mortgage payment will be and how interest, down payments and prepayments affect your mortgage.

I want to buy a home, part 1
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If you’re thinking about entering the housing market for the first time or if it’s been a while since you purchased a home, we share 4 important tips to consider before making a purchase.