First Time Home Buyers

Young couple passes appetizers to friends at their new housewarming party

Start planning your housewarming party.

If you’ve never bought a home or haven’t owned one in recent years, let us walk you through the process. Our specialists will listen to you, explain the options and help you find the best home loan for your situation. And, you’ll be toasting your new home in no time.

With a Banner Bank home loan, you'll get:

Competitive rates and fees percentage sign

Competitive rates and fees

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In-house approvals and fast processing

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Clear and responsive answers

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Exceptional client service

We can help you:
  • Make sense of options such as conventional, FHA, VA, USDA Rural Housing Loans and various state bond loan programs.
  • Lock in a fixed rate.
  • Access down-payment assistance.
  • Get into a home with little or no down payment. Financing may require mortgage insurance.
I want to buy a home, part 1 
Family walking through neighborhood
In this blog, we share four important steps you should take before starting your home buying journey.
I want to buy a home, part 2
Father and son unpack car and move into their new home, financed by Banner Bank
You're ready to buy a home, but now what? In part two of our home buying blog series, we share five tips to make your home search, selection and purchase a positive experience.
How much home can I afford?
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See what your monthly mortgage payment will be and how interest, down payments and prepayments affect your mortgage.

Ready to own your dream home? Visit our online mortgage application center.