First Time Home Buyers

Young couple passes appetizers to friends at their new housewarming party

Start planning your housewarming party.

If you’ve never bought a home or haven’t owned one in recent years, let us walk you through the process. Our specialists will listen to you, explain the options and help you find the best home loan for your situation. And, you’ll be toasting your new home in no time.

With a Banner Bank home loan, you'll get:

Competitive rates and fees percentage sign

Competitive rates and fees

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In-house approvals and fast processing

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Clear and responsive answers

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Exceptional client service

We can help you:
  • Make sense of options such as conventional, FHA, VA, USDA Rural Housing Loans and various state bond loan programs.
  • Lock in a fixed rate.
  • Access down-payment assistance.
  • Get into a home with little or no down payment. Financing may require mortgage insurance.
I want to buy a home, part 1 
Tips on buying a home
In this blog, we share four important steps you should take before starting your home buying journey.
I want to buy a home, part 2
Advice for buying a home
You're ready to buy a home, but now what? In part two of our home buying blog series, we share five tips to make your home search, selection and purchase a positive experience.
How much home can I afford?
Calculate how much home you can afford
Looking to buy a home? It's good to know what you can afford before you start shopping. Use this calculator to see how much your monthly mortgage payments will be.

Ready to own your dream home? Visit our online mortgage application center.