First Time Home Buyers

Young couple passes appetizers to friends at their new housewarming party

Start planning your housewarming party.

With a First-Time Home Buyer Loan from Banner Bank, your dream of home ownership can become a reality.

With a Banner Bank home loan, you'll get:

Competitive rates and fees percentage sign

Competitive rates and fees


In-house approvals and fast processing


Clear and responsive answers


Exceptional client service

Exploring the broad range of home loan options can be a daunting task. Fortunately, a home loan tailored to the specific needs of first-time home buyers makes the process less restrictive and less costly. Banner Bank’s First-Time Home Buyer Loan may be the right solution if you have not previously owned a home, or haven’t owned a home within the last three years.


Features include:

  • Low down payment (if any)
  • Down payment assistance available
  • Lower monthly payments
  • Limited fees and closing costs
I want to buy a home, part 1 
Family walking through neighborhood
In this blog, we share four important steps you should take before starting your home buying journey.
I want to buy a home, part 2
Father and son unpack car and move into their new home, financed by Banner Bank
You're ready to buy a home, but now what? In part two of our home buying blog series, we share five tips to make your home search, selection and purchase a positive experience.
How much home can I afford?
See what your monthly mortgage payment will be and how interest, down payments and prepayments affect your mortgage.

Ready to own your dream home? Visit our online mortgage application center.