Home Renovation Loan

Close-up of two people's hands pointing to renovation plans

Finance home improvements into your mortgage.

With a home renovation mortgage from Banner Bank, we help make your home truly your own. Whether you are refinancing your existing mortgage or buying a new home, renovation costs can be combined into your home loan.
With a Banner Bank home loan, you'll get:
Competitive rates and fees percentage sign

Competitive rates and fees


In-house approvals and fast processing


Clear and responsive answers


Exceptional client service

Program features include:

  • Fixed rate terms available
  • Borrow up to 95% of the home's value (may require mortgage insurance)
  • Borrow up to $50,000 of your estimated renovation budget, plus 10% contingency
  • Purchase or refinance options available for single family homes, condominiums and manufactured homes
Tips on Financing a Home Build or Remodel
Couple on the floor of empty house looking at remodel options

Building or remodeling a home is an exciting project, yet it can be daunting. Here are some great ideas for getting started on building your dream home or remodeling your current home to make it perfect.

What is a HELOC and how can I use one?
Man and woman unroll area rug onto wood floor
Whether it’s a new roof that just can’t wait or college tuition coming due, sizable expenses sometimes require financing. If you are a homeowner, a source of funds that may be available is a home equity line of credit, or HELOC. 
How much home can I afford?
Try the how much home can I afford calculator

See what your monthly mortgage payment will be and how interest, down payments and prepayments affect your mortgage.

Ready to renovate your home? Visit our online mortgage application center.