Home Renovation Loan

Close-up of two people's hands pointing to renovation plans

Finance home improvements into your mortgage.

With a home renovation mortgage from Banner Bank, we help make your home truly your own. Whether you are refinancing your existing mortgage or buying a new home, renovation costs can be combined into your home loan.
With a Banner Bank home loan, you'll get:
Competitive rates and fees percentage sign

Competitive rates and fees


In-house approvals and fast processing


Clear and responsive answers


Exceptional client service

Home Renovation Loan program features include:

  • Fixed rate terms available
  • Borrow up to 95% of the home's value (may require mortgage insurance)
  • Borrow up to $50,000 of your estimated renovation budget, plus 10% contingency
  • Purchase or refinance options available for single family homes, condominiums and manufactured homes
Tips on Financing a Home Build or Remodel
Home renovation or rebuild tips

Building or remodeling a home is an exciting project, yet it can be daunting. Here are some great ideas for getting started on building your dream home or remodeling your current home to make it perfect.

Home Equity Lines of Credit
Home Equity Line of Credits for home improvements
Installment loans or revolving lines of credit» secured by the equity in your home give you access to cash for repairs or unexpected expenses.
How much home can I afford?
Calculate how much home you can afford
Looking to buy a home? It's good to know what you can afford before you start shopping. Use this calculator to see how much your monthly mortgage payments will be.

Ready to renovate your home? Visit our online mortgage application center.