TruRewards Mastercard Credit Card

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Earn rewards with no annual fee

  • Earn 4 points per $1 with TruRewards® Mastercard toward cash, travel and merchandise. Points can also be redeemed for gift cards at nationwide and local merchants
  • Enjoy the spending power of Mastercard® – accepted at millions of locations worldwide
  • No annual fee, no balance transfer fees, no cash advance fee
Apply for a TruRewards credit card and get 4,000 bonus points on card activation.

With a TruRewards credit card, you'll also get:


Mastercard Travel Benefits

Redeem travel rewards on any airline. Get exclusive travel benefits like airport concierge, emergency cash or card replacement, coverage for rental cars, travel accident and baggage delay insurance, roadside service, and legal and medical assistance while traveling. See TruRewards Guide to Benefits for details.
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Mastercard Purchase Protection

You pay only for the purchases you have authorized on your card, and you won’t be held liable in the event of an unauthorized purchase. Extend the manufacturer's warranty by up to 12 months with card purchases. See TruRewards Guide to Benefits for details.
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Mastercard Automatic Billing Updater

When you receive a new card for any reason (expired card, lost or stolen card, etc.), your automatic payments can continue without interruption. Learn about Automatic Billing Updater.

Accepted Worldwide

Mastercard is accepted at millions of locations around the world and provides the added security of chip technology.

Digital Wallet

Use Apple Pay, Google Pay and Samsung Pay on supported Apple, Samsung and Android devices.
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Identity Theft Protection

Register for Mastercard ID Theft ProtectionTM to monitor and protect your online identity and provide resolution services.
Banner Bank branch in Spokane, Washington
Prefer to apply in person?
Download an application and return it to a branch.
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Deposit Secured Mastercard

No credit history? No problem with a Deposit Secured Mastercard.

  • $25 annual fee
  • Secure the funds with a Banner Bank deposit account
  • Credit limit ($300 - $5,000) based on balance held in deposit account

Banner Bank credit cards offer:

Rewards you can review and redeem online
credit cards with fixed rates
Low, fixed rates
Online access to check balances and history
Contact center staffed by Banner Bank employees
24x7 customer service at 855-891-4821

Real-Time Credit Card Notifications

When you provide us with your mobile phone number, we can text you fraud alerts for your Banner Bank credit card. Simply reply Yes to confirm your credit card activity or No for unauthorized transactions. Text messages come from short code 86975.
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Credit Card Fraud Notification

When you provide us with your mobile phone number, we’ll text you if we notice suspicious activity on your card. Otherwise, we may contact you by phone if we detect suspicious activity.

Manage & Monitor Activity

Manage and monitor payment transaction activity with the free SecurLOCKTM Equip mobile app.
$25 annual fee for Deposit Secured cards.
Please see the Disclosure Summary for rate, fee and other cost information.
Certain restrictions and exclusions apply. Insurance coverage underwritten by New Hampshire Insurance Company, an AIG company. Balance transfers have a minimum monthly payment of 5% of the principal amount. Only available to residents of Oregon, Washington, Idaho, and California.