TruRewards® Mastercard® Credit Card

Earn rewards with no annual fee

Your TruRewards Mastercard credit card is the card that pays you back with rewards points, has low fixed rates and comes with all the digital and contactless payment options you would expect from a credit card. Learn more about all the benefits TruRewards cardholders enjoy.

Feel rewarded with low fixed rates and fees

  • No annual fee for unsecured card*
  • 9.99% - 13.99% fixed APR on purchases and balance transfers
  • No balance transfer fee, no cash advance fee, and no over-the-limit fee
  • 1.10% foreign transaction fee

Earn more with our TruRewards program

  • Receive 4,000 points just for activating your card
  • Earn 4 points on every $1 you spend on qualifying purchases
  • Redeem points through our TruRewards program towards cash back, gift cards, local rewards, travel benefits, and merchandise

Mastercard's outstanding benefits

  • Mastercard ID Theft Protection™
  • Worldwide Automatic Travel Accident & Baggage Delay insurance
  • Receive a 15% discount on Airport Meet&Greet services
  • Car Rental insurance through MasterRental
  • Travel Assistant Services

No matter which card you choose, all Banner Bank credit cards give you access to:

If you are not eligible for the unsecured credit card, we may consider your application as one for a Deposit Secured Credit Card. If you accept the offer, you will be provided the Secured Credit Card Security Agreement by your banker. This program requires securing the credit card by a Banner Bank deposit account with a balance at least equal to the desired credit limit ($300 to $5,000), and the execution of a separate security agreement. Annual Fee for Deposit Secured Credit Card is $25.
Limitations and restrictions apply. Refer to your Guide to Benefits for details.
Credit Cards are issued and serviced by Banner Bank. Member FDIC. Equal Housing Lender