TruRewards® Mastercard® Credit Card
Earn rewards with no annual fee
Your TruRewards Mastercard credit card is the card that pays you back with rewards points, has low variable rates and comes with all the digital and contactless payment options you would expect from a credit card. Learn more about all the benefits TruRewards cardholders enjoy.
Once your application is approved, you’ll be offered our TruRewards or World Rewards card, complete with great features and benefits.
Two Ways to Apply:
Feel rewarded with low rates and fees
- No annual fee for unsecured card*
- Low 16.24% variable APR on purchases and balance transfers
- No balance transfer fee, no cash advance fee, and no over-the-limit fee
- 1.10% foreign transaction fee
Earn more with our TruRewards program
- Receive 4,000 points just for activating your card
- Earn 4 points on every $1 you spend on qualifying purchases
- Redeem points through our TruRewards program towards cash back, gift cards, local rewards, travel benefits, and merchandise
Please contact us if you have questions or prefer to apply in person:
Download an application and return it to your local branch.
Important Credit Card Disclosures and Documents
*
If you are not eligible for the unsecured credit card, we may consider your application as one for a Deposit Secured Credit Card. If you accept the offer, you will be provided the Secured Credit Card Security Agreement by your banker. This program requires securing the credit card by a Banner Bank deposit account with a balance at least equal to the desired credit limit ($300 to $5,000), and the execution of a separate security agreement. Annual Fee for Deposit Secured Credit Card is $25.
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Limitations and restrictions apply. Refer to your Guide to Benefits for details.
Credit Cards are issued and serviced by Banner Bank. Member FDIC. Equal Housing Lender