TruRewards® Mastercard® Credit Card
Earn rewards with no annual fee
Your TruRewards Mastercard credit card is the card that pays you back with rewards points, has low variable rates and comes with all the digital and contactless payment options you would expect from a credit card. Learn more about all the benefits TruRewards cardholders enjoy.
Call us to apply by phone Monday-Friday 8:00 am - 5:00 pm (Pacific Time) at 866-641-5335.
Feel rewarded with low rates and fees
- No annual fee for unsecured card*
- Low 16.24% variable APR on purchases and balance transfers
- No balance transfer fee, no cash advance fee, and no over-the-limit fee
- 1.10% foreign transaction fee
Earn more with our TruRewards program
- Receive 4,000 points just for activating your card
- Earn 4 points on every $1 you spend on qualifying purchases
- Redeem points through our TruRewards program towards cash back, gift cards, local rewards, travel benefits, and merchandise
No matter which card you choose, all Banner Bank credit cards give you access to:
MyCardstatement
Online card access to manage your card anytime and anywhere.
Banner TruRewards
Rewards like cash back, gift cards and travel that you can redeem online.
Digital Wallets
Add your credit card to a digital wallet of your choice to make fast and secure payments in store, in-app or online.
Contactless Payments
Our credit cards are equipped with contactless payment technology. To pay quickly and securely at retail stores, tap your card on the contactless symbol at the checkout register.
Real-Time Notifications
When you provide us with your mobile phone number, we can text you fraud alerts for your Banner Bank credit card. Simply reply Yes to confirm your credit card activity or No for unauthorized transactions. Text messages come from short code 86975.
Credit Card Fraud Notification
When you provide us with your mobile phone number, we’ll text you if we notice suspicious activity on your card. Otherwise, we may contact you by phone if we detect suspicious activity.
Interactive Demos
We have step by step demos that walk you through how to quickly and securely access your credit card online to make payments and more.
Client Support
24x7 customer service at 855-891-4821.
Please contact us if you have questions or prefer to apply in person:
Download an application and return it to your local branch.
Important Credit Card Disclosures and Documents
*
If you are not eligible for the unsecured credit card, we may consider your application as one for a Deposit Secured Credit Card. If you accept the offer, you will be provided the Secured Credit Card Security Agreement by your banker. This program requires securing the credit card by a Banner Bank deposit account with a balance at least equal to the desired credit limit ($300 to $5,000), and the execution of a separate security agreement. Annual Fee for Deposit Secured Credit Card is $25.
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Limitations and restrictions apply. Refer to your Guide to Benefits for details.
Credit Cards are issued and serviced by Banner Bank. Member FDIC. Equal Housing Lender