Floating Home Loans
Loans designed to connect to your lifestyle as well as your budget.
With a Banner Bank home loan, you'll get:
Loan options include:
- 20 or 30-year fully amortized fixed-rate loans
- Purchase loans - Minimum of 20% down payment
- Refinance loans - Loan to Value limits apply
- Custom Construction loans - Max 70% Loan to Value, other restrictions apply
- Must be located in Portland, OR, Seattle, WA Metro or surrounding areas
- Must be an owner-occupied property (non-owner occupied, boat house, barge, or live aboard boats not eligible)
- Seattle float homes must meet floating home definitions according to city construction codes and requirements. Contact us for details on collateral eligibility.