PowerWise Home Loan

Build, buy or update your home free from the power grid.

If you want a home that’s as environmentally responsible as you are, consider our PowerWise Home Loan.

With a Banner Bank home loan, you'll get:

The PowerWise Home Loan lets you:

  • Borrow up to 80% of the home’s value.
  • Buy or build an efficient home independent of the power grid.
  • Refinance a home for cash out toward energy upgrades like solar panels.
  • Choose fixed or adjustable rates.

To qualify:

  • Home must be able to generate and store ample electricity to continuously power the house.
  • Additional requirements may apply.
Four Tips for Financing a Home Build or Remodel
Building or remodeling a home is an exciting project, yet it can be daunting. Before you pound the first nail, you need secure financing. But with so many options today, how to you know which is right for you? In this blog, we offer four tips to find the right finance option.
What is a HELOC and how can I use one?
Whether it’s a new roof that just can’t wait or college tuition coming due, sizable expenses sometimes require financing. If you are a homeowner, a source of funds that may be available is a home equity line of credit, or HELOC. 
How much home can I afford?
Looking to buy a home? It's good to know what you can afford before you start shopping. Use this calculator to see how much your monthly mortgage payments will be.