PowerWise Home Loan

Solar panel installation on home roof

Build, buy or update your home free from the power grid.

If you want a home that’s as environmentally responsible as you are, consider our PowerWise Home Loan.

With a Banner Bank home loan, you'll get:

Competitive rates and fees percentage sign

Competitive rates and fees

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In-house approvals and fast processing

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Clear and responsive answers

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Exceptional client service

The PowerWise Home Loan lets you:

  • Borrow up to 80% of the home’s value.
  • Buy or build an efficient home independent of the power grid.
  • Refinance a home for cash out toward energy upgrades like solar panels.
  • Choose fixed or adjustable rates.

To qualify:

  • Home must be able to generate and store ample electricity to continuously power the house.
  • Additional requirements may apply.
Home renovation or rebuild tips
Four Tips for Financing a Home Build or Remodel
Building or remodeling a home is an exciting project, yet it can be daunting. Before you pound the first nail, you need secure financing. But with so many options today, how to you know which is right for you? In this blog, we offer four tips to find the right finance option.
Learn about how a HELOC can help
What is a HELOC and how can I use one?
Whether it’s a new roof that just can’t wait or college tuition coming due, sizable expenses sometimes require financing. If you are a homeowner, a source of funds that may be available is a home equity line of credit, or HELOC. 
Calculate how much home you can afford
How much home can I afford?
Looking to buy a home? It's good to know what you can afford before you start shopping. Use this calculator to see how much your monthly mortgage payments will be.