Business Certificate of Deposit (CD)

Get Banner's highest CD rates up to 3.56% APY with our current business CD offers.

For a limited time, earn up to 3.56% APY* on your hard-earned money with one of our business CD specials. All business CDs can be opened online or at a Banner Bank branch with $2,500 or more.
Learn about our business CD specials
Visit a branch to open a business account

Best for:

  • Earning higher yields
  • Savings with unchanging interest rates
  • Clients who can leave money in account the entire term

Our Business Certificate of Deposit offers:

man holding his phone in an office
  • Competitive Interest Rate

    Interest is compounded daily and credited as determined by the account term.

  • Variable Terms

    Choose a term for your CD that's right for you—from 3 months to 60 months.♠

  • Best Returns

    Certificates of Deposits provide the highest return on your insured savings.

  • No Monthly Charge
    Enjoy no monthly service charge for a CD account.
  • Sign up for eStatements
    Avoid the paper pile-up and keep your financial information safe and accessible anytime with eStatements.
  • Bank Anywhere
    Banner Online Banking, Bank By Phone and Mobile Banking‡ are included.
  • Minimum Opening Balance
    Open a standard CD with a minimum of $2,500.
  • Automatic Renewal
    CD will automatically renew in the same CD term upon maturity, unless otherwise noted.
  • Flexible Withdrawal Date
    You will have up to 10 calendar days from the CD maturity date to withdraw funds without penalty.
Access the Business Account Agreement and Business Accounts Schedule of Fees.
View the Business Certificate of Deposit Product Guide
*
Annual Percentage Yield (APY) is accurate as of 5/16/25, and applies to the initial term of a new CD special opened online at bannerbank.com. Minimum balance to open a CD is $2,500. For the 7-month and 9-month CD specials, interest compounds daily and is credited to the account at maturity. For all other CDs, interest compounds daily and is credited to the account every three months. During the initial term of the 36-month CD, you have a one-time “Bump Rate” option to request that the CD’s interest rate be increased to the rate currently being offered by Banner Bank on CDs that match the CD’s original term. On the first maturity date of your account, your CD will change from a promotional CD to a Fixed Rate CD. The CD will renew automatically at maturity; you may withdraw principal without penalty for 10 days following maturity. A penalty will be imposed for withdrawals before maturity. Public funds are not eligible for these CD specials. Additional restrictions may apply.
♠
Early withdrawal penalty varies by term. Consult a Banner Bank Representative for details.
‡
Message and data rates may apply.