Fraud Prevention Services

Positive Pay

Positive Pay services are some of the most effective tools to help businesses in proactively identifying fraudulent check and ACH transactions.

Benefits of Positive Pay

• Positive Pay helps eliminate check and ACH fraud by finding fraudulent items the day they are presented, rather than the client waiting for their monthly statement, or having their account become overdrawn to spot fraudulent items.
• Clients make their own "pay" or "return" decisions with exception items.
• Clients are alerted via email or text of any check exceptions.
• Positive Pay provides a proactive risk management tool for the client.

Reverse Positive Pay

Reverse Positive Pay is a product that is geared toward small business clients with a low volume of checks to process.

Benefits of Reverse Positive Pay

• Reverse Positive Pay provides a proactive risk management tool for the client.
• Reverse Positive Pay does not require a check issue file to be uploaded.
• Clients will be made aware of check exceptions through email or text.

Resources

• Review our Positive Pay Exceptions and Reverse Positive Pay demonstration for more details.