Home Construction Loans
Finance home building costs and permanent financing into one loan.
Building or renovating your home with our All-in-One Custom Construction Loan means you’ll have just one set of closing costs, saving you money and protecting you from rising interest rates.
Contact a Residential Loan Officer to get started with home construction financing.
With our All-in-One Custom Construction Loan you may:
- Build a primary residence, second (vacation) home or an investment property
- Include the land or lot purchase into your home loan
- Choose a fixed- or adjustable-rate loan and borrow up to 95% of the home’s value for conforming balances
- Borrow up to 80% of the home’s value for jumbo balances with a fixed-rate loan
- Benefit from an interest rate reduction based on the market rate when construction is completed
We're with you all the way offering support for your home construction loan
- Once the construction loan closes, you'll continue to work with your loan officer
- You'll have a dedicated custom construction team to support you and to administer project funds to you to pay your builder (this is also called the draws process)
- Our online tool, Built, helps you easily access the entire loan process, request loan draws, see key dates, check project status and more
- The first draw for plans/permits and initial costs is typically made 1-3 days after loan closing
Home Renovation Loans
Whether you are refinancing your existing mortgage or buying a new home, home renovation costs can be combined into your home loan.
Manufactured Home Loans
Finance your new manufactured home, the land and more, with one convenient loan.
Ready to start your home construction project?
Visit our online mortgage application center.
Finance a Home Build or Remodel
Building or remodeling a home is an exciting project, yet it can be daunting. From finding the right contractor to picking out plans, and from selecting the right finishes to setting a budget—there’s lots to “get right” before the first nail is pounded.
Transform Your Home
How do we get a home to meet our evolving needs? If the inventory of houses for sale is low, people may stay put and update their home. Some will look to buy a place with potential and remodel it. Others will choose to build a dream home.