Individual Retirement Accounts (IRA)
Individual Retirement Accounts
Get the best of both worlds with a Banner Bank Individual Retirement Account. Save money for your long-term needs while earning tax benefits. We can help you decide if a Traditional or Roth IRA is best for you. No matter which you choose, the tax benefits allow your savings to potentially grow or compound more quickly than in a taxable account.
Best for:
- Saving for the future
- No annual fees
- Growing savings with competitive interest rates
With Banner's Individual Retirement Accounts, you'll get:

Low Minimum Opening Balance
You can open an IRA with as little as $250

No Monthly Service Charge
Our IRAs have no monthly service charges.

Flexible Terms
IRA terms available from as little as 3 months and up to 10 years.≈
Online and Mobile Banking
Access to Online and Mobile Banking free of charge‡
Banner Bank-by-Phone
24/7 access to Banner Bank-by-Phone
Additional Features
No annual fees, automatic savings plans available and contributions may be tax deductible.∫
Access the Deposit Account Agreement and Personal Accounts Schedule of Fees.
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Penalty of 7 days interest if withdrawal is made within 6 days of previous withdrawal.
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Message and data rates may apply.
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Consult a tax advisor