Banner Bank Individual Retirement Accounts

Savings with tax benefits. That's what you'll get with a Traditional, Roth or Education IRA. Whichever IRA best fits your needs, the tax benefits allow your savings to potentially grow, or compound, more quickly than in a taxable account. For an overview of other IRA benefits read the below information. When you're ready to get started, visit a Banner Bank nearest you, or call one of our experts at 1-800-272-9933.


Who's This For

Save for the future, and on annual fees. Banner Bank IRAs grow your savings through competitive interest rates and we don’t charge you an annual fee.

Minimum Opening Balance

$250

Monthly Service Charge

None

Withdrawal Fee

Penalty for early withdrawalⱷ

Interest rate

Competitive interest rate—Compounded daily and credited as determined by account term

Terms

From 7 days-10 years

Free

Online banking, mobile banking, bank by phone‡

Additional Features
  • No IRA annual fee
  • Contributions may be tax deductableᵠ
  • Automatic savings plan available

ⱷ Penalty of 7 days interest if withdrawal is made within 6 days of previous withdrawal.
‡ Check with your mobile service provider for message and data rates.
ᵠ Consult a tax advisor

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Money Market Account

Watch your balance grow with tiered interest rates, withdraw as much as you need without a fee, and write a limited number of checks.

Personal Savings Account

Our competitive interest rate compounds daily and is credited quarterly. In the meantime, you can make unlimited withdrawals by ATM or in person.

Connected Checking

You’ll get ATM surcharge rebates on non-Banner ATMs anywhere in the world.