Credit Card Changes – Effective September 21, 2026
We’re making changes to our credit card program to upgrade the way you manage your credit cards online and to streamline your credit card experience.
We aim to minimize any disruption the transition to our new systems may cause. Review the information for details about what is changing and tips make the process go smoothly for your credit card account. Review the information for more details and steps to take.
Cards will function without interruption, but online credit card account access will be unavailable September 17 – 20, 2026.
Actions to Take
On or before September 16
- Log into your credit card account online and save all electronic statements you want to retain.
Statements prior to September 17, 2026, won’t be available in the new system. - If you pay your monthly credit card with an automatic payment, make sure it is scheduled for on or before September 18, 2026, or on or after September 21, 2026. Credit card payments will not be processed September 19 – 20, 2026.
On or after September 21
- IMPORTANT: If you scheduled payments through MyCardStatement or eZBusiness, we are unable to transfer those payments. Please log into your new card management system to re-establish these payments and avoid missed or late payments.
- Log into your credit card account online, using the instructions below, to:
o Validate all credit card autopayments converted and ‘Autopay’ is turned on in the new system.
o Sign up for electronic statements.
o Set up account alerts and submit travel plans. - If you were issued a new card, activate it and update your credit card information in Bill Pay and with any merchants where your card is used to make regularly scheduled payments.
Personal TruRewards and World Rewards Credit Card Account Access
2. Select the “Manage Cards” menu
3. Select “Card Manager”
Business and Commercial Credit Card Account Access
Company Owners and Primary Program Administrators
- Go to our bannerbank.com homepage
- Select the "Access Your Account" dropdown menu
- Select "SpendTrack"
- Follow the on-screen instructions
Please note, your will need your company’s EIN/Tax ID, the primary contact phone number registered to your company’s credit card account and your credit card number or, if you are not a cardholder, any credit card number belonging to your company, to register as the primary program administrator. Once registered, you will be able to access account information and manage users.
Employees
Register as an individual cardholder, by following the instructions emailed to you by your program administrator, Or:
- Go our bannerbank.com homepage
- Select the “Access Your Account” dropdown menu
- Select “SpendTrack”
- Follow the on-screen instructions
Banner Bank Mastercard® Credit Card user agreements for all our credit cards are available through the links below. If you have questions about your credit card, please reach out to us at 800-272-9933 (7 a.m. to 7 p.m. PT weekdays).
Credit Card Agreements
- Banner Bank TruRewards and World Rewards Mastercard® Credit Card Agreement – Effective September 21, 2026
- Commercial Credit Card Agreement – Central Billing – Effective September 21, 2026
- Commercial Credit Card Agreement – Individually Billed – Effective September 21, 2026
- Commercial One Credit Card Agreement – Effective September 21, 2026
- Banner Bank Business Rewards Mastercard Credit Card Agreement – Effective September 21, 2026
- Banner Bank Business Platinum Mastercard Credit Card Agreement – Effective September 21, 2026




