Washington State Housing Finance Commission (WSHFC) Homebuyer Education

Our certified Loan Officers lead Washington State Housing Finance Commission-sponsored homebuyer education seminars so you can earn the certificate required to access the state’s affordable housing programs. WSHFC course topics include everything you need to know about becoming a homeowner such as budgeting, your credit score, loan qualifications, low-down payment loans, down payment assistance, insurance and how the loan process works.

We are currently offering WSHFC seminars in the following locations. Registration is required. Please reach out to the event host with questions and to RSVP. We hope to see you there!

*This seminar meets current FHA, FNMA and FHLMC requirements for many affordable housing programs. Participants who complete the seminar will qualify for a certificate from the Washington State Housing Finance Commission (WSHFC), valid for two years. The sponsorship by the Commission of a homebuyer education seminar does not endorse a person, business practice, product or service other than those of the Commission.

Washington State Housing Finance Commission (WSHFC) 5-Hour Course with Certificate of Completion

Edmonds, Washington
Saturday, January 10, 2026
10:30 AM-3:30 PM
Location: Banner Bank (7009 212th St SW, Edmonds, WA 98026)
Hosted by: Fernando Espina, Residential Loan Officer (NMLS# 846379)
Details: Lunch will be provided.
RSVP with Fernando at (206) 849-6297 to learn more about the 1/10 event in Edmonds.

Edmonds, Washington
Sunday, January 11, 2026
10:00 AM-3:00 PM
Location: Banner Bank (7009 212th St SW, Edmonds, WA 98026)
Hosted by: Fernando Espina, Residential Loan Officer (NMLS# 846379)
Details: Lunch will be provided.
RSVP with Fernando at (206) 849-6297 to learn more about the 1/11 event in Edmonds.

Puyallup, Washington
Wednesday, January 21, 2026
4:30-9:30 PM
Location: Terrafin Realty Resource Center (410 N Meridian, Puyallup, WA 98371)
Hosted by: Kyle Millsap, Residential Loan Officer (NMLS# 1715220)
Details: Refreshments will be provided and parking is complimentary.
RSVP with Kyle at (509) 435-5639 to learn more about the 1/21 event in Puyallup.

Spokane, Washington
Wednesday, January 21 and Thursday, January 22, 2026 (split class)
6:00-8:30 PM (both days)
Location: North Spokane Library (44 E Hawthorne Rd, Spokane, WA 99218)
Hosted by: Monica Lay, Residential Loan Officer (NMLS# 720624)
Details: Snacks and refreshments will be provided.
RSVP with Monica at (509) 435-5639 to learn more about the 1/21 and 1/22 event in Spokane.

Spokane, Washington
Saturday, January 24, 2026
9:00 AM-2:00 PM
Location: Habitat for Humanity (1805 E Trent Ave, Spokane, WA 99202)
Hosted by: Monica Lay, Residential Loan Officer (NMLS# 720624) and Galina Pearson, Residential Loan Officer (NMLS# 1393487)
Details: Lunch will be provided.
RSVP with Monica at (509) 435-5639 or Galina (509) 789-0308 to learn more about the 1/24 event in Spokane.

Edmonds, Washington
Saturday, January 24, 2026
10:30 AM-3:30 PM
Location: Banner Bank (7009 212th St SW, Edmonds, WA 98026)
Hosted by: Fernando Espina, Residential Loan Officer (NMLS# 846379)
Details: Lunch will be provided.
RSVP with Fernando at (206) 849-6297 to learn more about the 1/24 event in Edmonds.

Edmonds, Washington
Sunday, January 25, 2026
10:00 AM-3:00 PM
Location: Banner Bank (7009 212th St SW, Edmonds, WA 98026)
Hosted by: Fernando Espina, Residential Loan Officer (NMLS# 846379)
Details: Lunch will be provided.
RSVP with Fernando at (206) 849-6297 to learn more about the 1/25 event in Edmonds.

Wenatchee, Washington
Saturday, January 31, 2026
8:30 AM-2:00 PM
Location: Banner Bank (501 N. Mission St, Wenatchee, WA 98801)
Hosted by: Cori Bautista, Residential Loan Officer (NMLS# 500340)
Details: Lunch will be provided.
RSVP with Cori at (509) 630-0650 to learn more about the 1/31 event in Wenatchee.

Bellingham, Washington
Saturday, January 31, 2026
9:00 AM-2:00 PM
Location: Whatcom County Association of Realtors (3323 Northwest Ave, Bellingham, WA 98225)
Hosted by: Heidi Kenerson, Residential Loan Officer (NMLS# 422228)
Details: Lunch will be provided.
RSVP with Heidi at (360) 201-2958 to learn more about the 1/31 event in Bellingham.

Edmonds, Washington
Wednesday, February 11, 2026
10:00 AM-3:00 PM
Location: Banner Bank (7009 212th St SW, Edmonds, WA 98026)
Hosted by: Fernando Espina, Residential Loan Officer (NMLS# 846379)
Details: Lunch will be provided.
RSVP with Fernando at (206) 849-6297 to learn more about the 2/11 event in Edmonds.

Spokane, Washington
Saturday, February 21, 2026
9:00 AM-2:00 PM
Location: Habitat for Humanity (1805 E Trent Ave, Spokane, WA 99202)
Hosted by: Monica Lay, Residential Loan Officer (NMLS# 720624) and Galina Pearson, Residential Loan Officer (NMLS# 1393487)
Details: Lunch will be provided.
RSVP with Monica at (509) 435-5639 or Galina (509) 789-0308 to learn more about the 2/21 event in Spokane.

Edmonds, Washington
Saturday, February 21, 2026
10:00 AM-3:00 PM
Location: Banner Bank (7009 212th St SW, Edmonds, WA 98026)
Hosted by: Fernando Espina, Residential Loan Officer (NMLS# 846379)
Details: Lunch will be provided.
RSVP with Fernando at (206) 849-6297 to learn more about the 2/21 event in Edmonds.

Kennewick, Washington
Saturday, February 28, 2026
9:30 AM-2:30 PM
Location: Banner Bank (5920 W. Clearwater Ave, Kennewick, WA 99336)
Hosted by: Monica Lay, Residential Loan Officer (NMLS# 720624) and Ruben Garcia, Residential Loan Officer, (NMLS# 506477)
Details: Lunch will be provided.
RSVP with Monica at (509) 435-5639 or Ruben at (509) 543-7171 to learn more about the 2/28 event in Kennewick.

Washington State Housing Finance Commission (WSHFC) Homebuyer Education

Earn a certificate*