Second Mortgage

Your home can help you achieve your dreams.

Use the equity in your home to help finance other important purchases.

As a homeowner, you can borrow against the equity in your home using our fixed rate second mortgage. 

Consolidate higher-interest debt or pay big expenses like college tuition, home remodeling or even a second/vacation home—it’s up to you. And a second mortgage is not a refinance, so your original mortgage rate isn’t impacted.

 

Five things to know about our fixed rate second mortgage:

  • Select from various term lengths.
  • Loan amounts up to $400,0001, based on your home’s equity and subject to credit approval.
  • First mortgage can be held by any financial institution.
  • Available for single-unit primary residences, condominiums, manufactured homes and Planned Unit Developments (PUDs)2.
  • Primary property can be up to 20 acres2.

Ready to get started? Visit our online mortgage application center.

1

Loan amounts are based on your home's equity and subject to credit approval. Minimum loan amounts apply on select programs. First mortgage needs to be in place at least six months prior to application.

2

Restrictions may apply.