World Rewards Mastercard® Credit Card

Take your credit card to the premium level

World Rewards Mastercard credit card clients can experience all the benefits of a TruRewards credit card while gaining additional features from Mastercard. This premium credit card will be issued to clients with credit limits of $15,000 or more and qualifying credit scores.

Once your application is approved, you’ll be offered our TruRewards or World Rewards card, complete with great features and benefits.

Two Ways to Apply:

Locations

Download an application and apply in branch

Contact us

Call us at 866-641-5335 to apply by phone
Monday-Friday 8:00 am - 5:00 pm PST

The joy of low rates and fees

  • No annual fee for unsecured card*
  • Low 16.24% variable APR on purchases and balance transfers
  • No balance transfer fee, no cash advance fee, and no over-the-limit fee
  • 1.10% foreign transaction fee

Earn more with our TruRewards Program

  • Receive 4,000 points just for activating your card
  • Get 10,000 annual bonus points with $10,000 spent in a calendar year
  • Earn 4 points on every $1 you spend on qualifying purchases
  • Redeem points through our TruRewards program towards cash back, gift cards, local rewards, travel benefits, and merchandise

Enjoy expanded Mastercard benefits

Enjoy all the benefits of a TruRewards Mastercard credit card, plus: 

  • Worldwide Automatic Travel Accident & Baggage Delay Insurance
  • Cell phone protection up to $1,000
  • Mastercard Airport Concierge - 15% discount on Airport Meet & Greet services
  • Car Rental insurance through MasterRental
*
If you are not eligible for the unsecured credit card, we may consider your application as one for a Deposit Secured Credit Card. If you accept the offer, you will be provided the Secured Credit Card Security Agreement by your banker. This program requires securing the credit card by a Banner Bank deposit account with a balance at least equal to the desired credit limit ($300 to $5,000), and the execution of a separate security agreement. Annual Fee for Deposit Secured Credit Card is $25.
Limitations and restrictions apply. Refer to your Guide to Benefits for details.
Credit Cards are issued and serviced by Banner Bank. Member FDIC. Equal Housing Lender