World Rewards Mastercard® Credit Card

Take your credit card to the premium level

World Rewards Mastercard credit card clients can experience all the benefits of a TruRewards credit card while gaining additional features from Mastercard. This premium credit card will be issued to clients with credit limits of $15,000 or more and qualifying credit scores. Visit your local branch to apply for a World Rewards credit card.

The joy of low fixed rates and fees

  • No annual fee for unsecured card*
  • 9.99% - 13.99% fixed APR on purchases and balance transfers
  • No balance transfer fee, no cash advance fee, and no over-the-limit fee
  • 1.10% foreign transaction fee

Earn more with our TruRewards Program

  • Receive 4,000 points just for activating your card
  • Get 10,000 annual bonus points with $10,000 spent in a calendar year
  • Earn 4 points on every $1 you spend on qualifying purchases
  • Redeem points through our TruRewards program towards cash back, gift cards, local rewards, travel benefits, and merchandise

Enjoy expanded Mastercard benefits

Enjoy all the benefits of a TruRewards Mastercard credit card, plus: 

  • Worldwide Automatic Travel Accident & Baggage Delay Insurance
  • Cell phone protection up to $1,000
  • Mastercard Airport Concierge - 15% discount on Airport Meet&Greet services
  • Car Rental insurance through MasterRental

No matter which card you choose, all Banner Bank credit cards give you access to:

If you are not eligible for the unsecured credit card, we may consider your application as one for a Deposit Secured Credit Card. If you accept the offer, you will be provided the Secured Credit Card Security Agreement by your banker. This program requires securing the credit card by a Banner Bank deposit account with a balance at least equal to the desired credit limit ($300 to $5,000), and the execution of a separate security agreement. Annual Fee for Deposit Secured Credit Card is $25.
Limitations and restrictions apply. Refer to your Guide to Benefits for details.
Credit Cards are issued and serviced by Banner Bank. Member FDIC. Equal Housing Lender