World Rewards Mastercard Credit Card
A premium credit card that earns generous rewards with no annual fee
Generous Rewards: Earn 4 points per $1 dollar of purchases plus 10,000 bonus points for every $10,000 spent per calendar year∉
Flexible Options: Redeem points for cash, travel or merchandise. Points can also be redeemed for gift cards at nationwide and local merchants
Premium Benefits: Access amenities and upgrades preferential treatment and travel offers from best-in class air, tours cruises and more
Open a World Rewards credit card today and receive 4,000 points at activation.
With a World Rewards credit card, you'll also get:
Generous Rewards
Earn 4 points per $1 on qualifying purchases, including 4,000 bonus points at activation. Get 10,000 bonus points awarded with every $10,000 in spending during the calendar year. See what rewards you can earn.
Exclusive Discounts
Get $5 off orders of $25 or more with Postmates, 10% off onefinestay.com high-end rental home free shipping with ShopRunner.
See World Rewards Guide to Benefits for details.
Mastercard Travel & Lifestyle Services
Access a suite of premium travel offers and benefits – all planned complimentary and at your convenience – by Ten Lifestyle Group plc. See World Rewards Guide to Benefits for details.
Earn 1% Cash Back
Get 25% higher level of cash rewards. Redeem TruRewards points for Cash Statement Credit equal to 1% of your qualifying purchases.
Mastercard Travel Benefits
Redeem travel rewards on any airline. Get exclusive travel benefits like airport concierge, emergency cash or card replacement, coverage for rental cars, travel accident and baggage delay insurance, roadside service, and legal and medical assistance while traveling.† See World Rewards Guide to Benefits for details.
Mastercard Purchase Protection
Pay only for the purchases you have authorized on your card, and you won’t be held liable in the event of an unauthorized purchase. Extend the manufacturer's warranty by up to 12 months with card purchases. See World Rewards Guide to Benefits for details.
Cell Phone Protection
Pay with your World Rewards Mastercard and have your cell phone covered in the event of theft or damage. See World Rewards Guide to Benefits for details.
No Annual Fee
No annual fee for standard cards. No balance transfer fees. No cash advance fee. With a low, fixed rate, you can earn and redeem points without added expenses.
Combine Points
Points can be combined with other members of your household who have a Banner Bank credit card so you can earn rewards even faster.
Accepted Worldwide
Mastercard is accepted at millions of locations around the world and provides the added security of chip technology.
Identity Theft Protection
Register for Mastercard ID Theft ProtectionTM to monitor and protect your online identity and provide resolution services.
Digital Wallet
Use Apple Pay, Google Pay and Samsung Pay on supported Apple, Samsung and Android devices.
Mastercard Automatic Billing Updater
When you receive a new card for any reason (expired card, lost or stolen card, etc.), your automatic payments can continue without interruption. Learn about Automatic Billing Updater.
Tap to Pay with Contactless
Quickly and securely tap to pay at any terminal that supports contactless payments.
Deposit Secured Mastercard
No credit history? No problem with a Deposit Secured Mastercard.
- $25 annual fee
- Secure the funds with a Banner Bank deposit account
- Credit limit ($300 - $5,000) based on balance held in deposit account
Banner Bank credit cards offer:
Real-Time Credit Card Notifications
When you provide us with your mobile phone number, we can text you fraud alerts for your Banner Bank credit card. Simply reply Yes to confirm your credit card activity or No for unauthorized transactions. Text messages come from short code 86975.
Credit Card Fraud Notification
When you provide us with your mobile phone number, we’ll text you if we notice suspicious activity on your card. Otherwise, we may contact you by phone if we detect suspicious activity.
Manage & Monitor Activity
Manage and monitor payment transaction activity with the free SecurLOCKTM Equip mobile app.
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View complete credit card terms and conditions and World Rewards Guide to Benefits for details. New credit card clients with credit limits of $15,000 or more will be issued a World Rewards credit card. Cardholders who reach $12,000 of calendar year spending may request an upgrade from a TruRewards card to a World Rewards card.
†
Please see the Disclosure Summary for rate, fee and other cost information.
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Certain restrictions and exclusions apply. Insurance coverage underwritten by New Hampshire Insurance Company, an AIG company. Balance transfers have a minimum monthly payment of 5% of the principal amount. Only available to residents of Oregon, Washington, Idaho, and California.