World Rewards Mastercard® Credit Card

Take your credit card to the premium level

World Rewards Mastercard credit card clients can experience all the benefits of a TruRewards credit card while enjoying more spending power with higher credit limits and additional rewards bonuses. This premium credit card will be issued to clients with credit limits of $15,000 or more and qualifying credit scores.

Once your application is approved, you’ll be offered our TruRewards or World Rewards card, complete with great features and benefits.

Two Ways to Apply:

Contact us

Call us at 866-641-5335 to apply by phone
Monday-Friday 8:00 am - 5:00 pm PST

The joy of low rates and fees

  • No annual fee1
  • Low 15.49% variable APR on purchases and balance transfers
  • No balance transfer fee, no cash advance fee, and no over-the-limit fee
  • 1.10% foreign transaction fee

Earn more with our TruRewards Program

  • Receive 4,000 points just for activating your card
  • Get 10,000 bonus points with every $10,000 spent in a calendar year (up to 10 instances)
  • Earn 4 points on every $1 you spend on qualifying purchases
  • Manage your credit card and redeem your points all in one place through Banner Online Banking
  • Redeem points towards cash back, gift cards, local rewards, travel benefits, and merchandise

Mastercard's outstanding benefits

  • Worldwide Automatic Travel Accident & Baggage Delay Insurance2
  • Car Rental insurance through MasterRental2
  • Extended Warranty protection
  • Travel Assistant Services including trip, medical, legal and road assistance services
  • Special Merchant Offers
1
If you are not eligible for the unsecured credit card, we may consider your application as one for a Deposit Secured Credit Card. If you accept the offer, you will be provided the Secured Credit Card Security Agreement by your banker. This program requires securing the credit card by a Banner Bank deposit account with a balance at least equal to the desired credit limit ($300 to $5,000), and the execution of a separate security agreement. Annual Fee for Deposit Secured Credit Card is $25.
2
Limitations and restrictions apply. Refer to your Guide to Benefits for details.
Mastercard® is a registered trademark of Mastercard International Incorporated.
Credit Cards are issued and serviced by Banner Bank. Member FDIC. Equal Housing Lender