Emergency Assistance Loan

Banner Bank Interest-Free Flood Assistance Loans

We understand the stress of having your home damaged by flood waters and we're here to help. If you need money to rebuild, replace or repair your flood-damaged home we're offering interest-free, fee-free loans to get you through this difficult time. 


Loan Details:
  • Loan amounts from $1,000 to $15,000
  • 0.00% APR*
  • No origination fees
  • Up to 60 month repayment period for unsecured loans
  • Up to 120 month repayment period for Home Equity secured loans
Borrower Eligibility:
  • Available to residents of Whatcom, Skagit and San Juan counties
  • Borrowers must have been impacted by flood, and funds must be used to repair, rebuild, replace, or provide assistance to impacted families
  • Maximum 50% debt-to-income, subject to approval

We are here to assist you.

APR (Annual Percentage Rate) of 0.00% will be fixed for the entire loan term. Terms beyond 60 months require collateralization by Home Equity. Maximum loan to value of 89%. Excludes non-owner occupied transactions. Residential appraisals only, no commercial appraisals. Subject to credit approval. Available on applications received through December 31, 2021.