Lot Loans

Build your house right where you want it with a lot loan

Our lot loan helps you buy the perfect spot for your future home.

With Lot Loans from Banner Bank, get the financing you need to buy the perfect spot for your new home.

With a Banner Bank home loan, you'll get:

Competitive rates and fees percentage sign

Competitive rates and fees

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In-house approvals and fast processing

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Clear and responsive answers

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Exceptional client service

We can help you:

  • Lock in a competitive fixed-rate or adjustable-rate
  • Borrow up to 75% of the lot value
  • Finance improved and unimproved land
Tips on Financing a Home Build or Remodel
Couple on the floor of empty house looking at remodel options

Building or remodeling a home is an exciting project, yet it can be daunting. Here are some great ideas for getting started on building your dream home or remodeling your current home to make it perfect.

I want to buy a home, part 1 
Family walking through neighborhood
In this blog, we share four important steps you should take before starting your home buying journey.
How much home can I afford?
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Looking to buy a home? It's good to know what you can afford before you start shopping. Use this calculator to see how much your monthly mortgage payments will be.

Ready to own your dream home? Visit our online mortgage application center.