Business Checking Account Options

Access the Business Account Agreement and Business Accounts Schedule of Fees.

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To receive the offer, you must open your account online at bannerbank.com or at a Banner Bank branch and use the promo code at account opening that was provided to you by Banner Bank. Banner Bank is not responsible for, and will not honor, promotional offers that appear on non-Banner Bank websites or that are not authorized by Banner Bank. Standard account opening requirements apply. You can receive only one bonus per business entity with a unique tax ID. Offer is not available to existing business entities with tax ID already on file with Banner Bank. Offer also not available for local, state or Federal Government entities or agencies, Not for Profit organizations, Political Action Committees, or those with campaign accounts, or whose accounts have been closed within 90 days or closed with a negative balance within the last 3 years . Employees of Banner Bank, its affiliates and subsidiaries are not eligible for this offer. Offer is available to businesses with addresses in OR, WA, CA or ID only. Offer is subject to change without notice and may not be combined with any other offer.

To receive the $300 business checking bonus: 1) Open a new Banner Bank Basic Checking, Complete Business Checking (with or without interest) or Complete Plus Business Checking account, which requires a minimum opening deposit of $100, AND; 2) Deposit a total of $2,000 or more in new money (not held at Banner Bank) into your new checking account within 60 days of account opening; AND 3) Maintain at least a $2,000 minimum daily balance for an additional 60 days. After you have completed all the above requirements and your account has been open for at least 90 days, we'll deposit the bonus into your new account within 30 days. Account must be in an open status and in good standing at the time of payout.

To receive the $100 business savings bonus: 1) Open a Banner Bank Business Savings, Business Money Market or Banner’s Best Business Savings account, which requires a minimum opening deposit of $100, or open a High Yield Relationship Savings account, which has a minimum opening balance of $25,000 new money to Banner Bank, at the same time your Banner Bank business checking account is opened; AND 2) Deposit a total of $1,000 or more in new money within 60 days of account opening; AND 3) Maintain a $1,000 minimum daily balance for an additional 60 days. After you have met the above requirements and your accounts have been open for at least 90 days, we'll deposit the bonus into your new account within 30 days. Account must be in an open status and in good standing at the time of payout.

Minimum balance of $100 at account opening is required for business checking, Banner Bank Business Savings, Banner's Best Business Savings and money market accounts. The High Yield Relationship Savings account has a minimum opening balance of $25,000, which must be new money to Banner Bank. Deposits are subject to verification and not available for immediate withdrawal. Deposit limits and other restrictions apply.

Account Closing: Business checking, savings or money market account must be in an open status and in good standing at the time of payout. If the business checking, savings or money market account is closed within six months of account opening and after bonus payment, we will deduct the bonus amount at closing. Bonus is considered interest and will be reported on IRS Form 1099-INT (or Form 1042-S, if applicable). Please consult your tax advisers concerning the reporting to Internal Revenue Service of bonus payments as interest on accounts. Offer expires 7/16/2023.

Message and data rates may apply. May require authentication, registration, and/or activation.

Overdraft protection by line(s) of credit subject is to credit approval and limited to residents of Washington, Oregon, Idaho or California, or to current Banner Bank deposit clients.

There is a 1.10% currency conversion fee based on the U.S. dollar amount when using your business debit card outside of the U.S.

Card replacement fee may apply.

May require authentication, registration and/or activation. 

The average daily checking/savings relationship balance includes all of the business’s checking, savings, and money market accounts.

Items include checks, deposits, items deposited, and electronic items and transfers.

Treasury Management Services are coordinated with a Treasury Management consultant or support. Call Treasury Management at 877-856-7933 or email treasurymanagement@bannerbank.com for more details.