Commercial Mastercard Credit Card
The credit card that streamlines your company payments and offers rewards for the way you do business.
- Access to digital tools and solutions to optimize cash flow
- Expense management to save time and money
- Convenient online account management tool to manage all cards in one place
- Virtual Cards for more control over spending and account data protection
Choose from two credit card options to manage your business expenses:
- Commercial Mastercard® Credit Card provides benefits for your business with no annual fee
- With our Commercial Rewards Mastercard® Credit Card you can earn and redeem rewards for travel, gift cards, cash back and more∉
No matter what card you choose, you'll get digital tools, solutions, and support to help you get ahead.
With Banner Bank's Commercial Mastercard Credit Card you'll get:

Online Card Management
Manage your company account and individual cards, create Virtual Cards, manage users, automate accounting by exporting transactions into accounting software, make payments, and much more – all in one program.

Expense Management
Access powerful expense management tool that makes monitoring and approving employees’ expenses simpler than ever. Configure expense categories and reporting to meet your company organizational needs and structure.

Virtual Cards
Take advantage of different types of Virtual Cards – from single use for a one-time transaction to multiple use and recurring transactions – you have a solution for any situation. Virtual Cards provide fraud protection and expense control tools while keeping benefits and terms of your commercial credit card account.
Rewards Program
Get rewards for all purchases you and your company employees make by adding a TruRewards program to your commercial credit card account. Points can be used for gift cards, statement credit, travel, merchandise and more.
Digital Wallets
Add your commercial credit card to a digital wallet of your choice to make fast and secure payments in store, in-app or online. Keep your credit card data safe, and the checkout process as quick as a glance at your smart phone.
Contactless Payments
Our commercial credit cards are equipped with contactless payment technology. To pay quickly and securely at retail stores, tap your card on the contactless symbol at the checkout register.
Competitive Pricing
With low fixed interest rates, competitive late payment and over-limit fees, reasonable foreign transaction fee, our commercial credit cards will bring value to your company’s financial resources.
24x7 US-based customer service
Our dedicated commercial credit card service team will provide superior support to you.
Mastercard Benefits
From travel accident insurance⊗ to ID Theft ProtectionTM to special offers from partnering merchants – you get access to premium Mastercard benefits.
Commercial Credit Card Online Management Tools:
Ways to keep your card safe:
Credit Card Fraud Notification
When you provide us with your mobile phone number, we’ll text you if we notice suspicious activity on your card. Otherwise, we may contact you by phone if we detect suspicious activity.
Real-Time Credit Card Notifications
When you provide us with your mobile phone number, we can text you fraud alerts for your Banner Bank credit card. Simply reply Yes to confirm your credit card activity or No for unauthorized transactions. Text messages come from short code 86975.
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Annual fee of $10 per card if selecting Mastercard® TruRewards® option
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Certain restrictions and exclusions apply. Insurance coverage underwritten by New Hampshire Insurance Company, an AIG company. Only available to residents of Oregon, Washington, Idaho, and California.