Homeownership Benefits Through Your Employer

Turn your homeownership dreams into reality with HomeFoundations.

HomeFoundations is an employee benefit that makes homeownership more accessible through educational workshops and exclusive savings. Our team provides personalized guidance to support you throughout the homebuying process. Ready to apply? Call us at 877-542-7434 or apply online today.

Explore how HomeFoundations can help you:

  • Save on your home loan. Receive a 0.50% lender credit when you participate in the program and finance through Banner Bank. That's equal to a $2,000 reduction in borrower fees on a $400k loan.
  • Learn at your own pace. Attend our on-site or virtual financial education workshop series. These 30-minute sessions are designed to work with your schedule.
  • Get personalized support. A dedicated loan officer can provide you with customized guidance, including how to access down payment assistance and low-down payment home loans.
  • Use your benefit beyond your first home. Whether you're refinancing, purchasing a new home or building a custom home, your benefit can be applied to any home loan with Banner.
  • Extend benefits to your family. These resources are also available to eligible family members who are interested in homeownership.

Your employer may participate in HomeFoundations

  • Check your benefits page to see if these benefits are available through your workplace. Or contact us with any questions.

We’ll help you find a path that fits your budget.

At the heart of HomeFoundations is personalized, one-on-one, expert guidance from a dedicated loan officer, including help identifying down payment assistance programs and low-down payment loan options with as little as 1% down. The program can be combined with any Banner Bank home loan. When you're ready to access your benefits, please return to this HomeFoundations page.

Our difference is doing the right thing for you.

Count on our experts to guide you through the home loan process and offer the right solution for your situation. Whether you are purchasing your first home or building your dream home, we offer competitive rates and fast decisions. When you're ready to access your benefits, please return to this HomeFoundations page.

Get advice from our financial experts

Your guide to home loans
If you’re ready to buy, read our blog to understand each step of the home loan process.
How much home can I afford?
Looking to buy a home? It's good to know what you can afford before you start shopping. Use this calculator to see how much your monthly mortgage payments will be.
Tips for buying a home
In this blog, we share four considerations for first-time—and repeat—home buyers should take before starting the home buying journey.