MoneyWise Tips to Deepen Your Financial Knowledge
We all wish we made more money, but how do we make the money we have work harder?
We’re here for you with a wealth of free information and resources to help you make confident decisions about money. Read on to get tips on key financial wellness activities like paying off debt, protecting the money you have, and even saving for retirement or a big purchase.
Knowledge is power. We’re here to help you protect yourself and your hard-earned money at every stage of life with free information and helpful tips. Get started with these popular blogs and calculators:
Budgeting and Money Management
Stretch your dollar when inflation is high.
Rising prices put a strain on household budgets, and it can be stressful. But there are ways you can make your money go farther and be in the strongest financial position possible.
Successful money management starts with a budget.
Managing your money effectively is easier if you begin with careful planning. A great way to improve your financial stability is to set up a budget.
Recover from a Financial Setback
No matter what causes the financial setback, it’s important to be honest with yourself about your situation so you can move forward and get back on track.
Saving and Investing
Save for retirement.
Even if you love working, you just may want the option to do other things and the means to afford those activities.
Understanding CD Laddering
A CD typically pays higher interest than a savings account and can help you save for major purchases. Using a strategy called CD Laddering means a portion of your money is frequently available.
Help your child learn good savings habits.
Children are unlikely to learn basic financial skills in school because there may not be room in the curriculum. You can help.
Managing Credit
Paying college tuition and expenses
Paying for college can seem like a daunting prospect. Fortunately, there are many ways to go about it. We explore five of the most common methods to fund a college education.
Four Steps to Improve Your Credit Score
The higher your credit score, the better your lending rate. That's why knowing your credit score is an important first step. In this blog, we share four steps you can take to improve your credit score.
5 Things that Make Up Your Credit Score
Your FICO score is the three-digit number between 300 and 850 that can influence your ability to get a loan for large purchases and sometimes even a job. Improve your score by learning what affects your score.
Homeownership
What to know in a complicated housing market
It's important to be aware of the housing market, but not let it overwhelm you. The economy is always changing and every market situation is temporary.
The best ways to add value to your home
Read ways to make the most of your home, enhance comfort and safety that can also translate into a return on investment should you sell.
Tips for planning large purchases
When planning a large purchase, a little planning can go a long ways. Our blog offers tips to consider before you make a major purchase.
Preventing Fraud
Protect your identity online and off.
Identity theft remains the fastest growing crime in America. Protecting your personal information is more imperative than ever and we have advice to do so.
Can you spot a phishing scam?
Online scams aren’t so scary when you know what to look for. We’re committed to helping you spot them as an extra layer of protection for your account.
Protect yourself and your elders from financial abuse.
People 65 and older are often the target of financial exploitation by scammers who play on factors such as their trust, kindness and loneliness.
Helping you protect your money is always a top priority for us.
If you want to talk one-on-one with one of our bankers, visit any branch or call us at 800-272-9933 to become MoneyWise.