Frequently Asked Questions
Promotional Offer Requirements and Eligibility
Q: How do I qualify for the promotional offer?
A. Qualifying is as easy as 1, 2, 3.
- Open a new checking and or a new savings account with the offer code 2026EM.
- Meet the minimum deposit requirements (detailed at bannerbank.com/new-account-offers) within 60 days.
- Maintain the balance requirements for 90 days.
To qualify for the checking offer, you must not already have a checking account with Banner Bank. To qualify for the savings offer, you must not already have a savings or money market account with Banner Bank. You can find the complete list of offer requirements at bannerbank.com/new-account-offers.
Q: Do all new accounts qualify for the promotional offer?
A: To qualify for checking offer, you must not already have a checking account with Banner Bank. To qualify for the savings offer, you must not already have a savings or money market account with Banner Bank. You can find the complete list of offer requirements at bannerbank.com/new-account-offers.
Q: If I already have a Banner Bank account, can I qualify for this promotional offer by opening a new account?
A: A new account won’t qualify if it’s of the same type you already have with us. For example, if you have a personal checking account with us, a new personal checking account will not qualify. However, if you open a different account type than what you already own (for example, a new business checking account when you have an existing personal checking account or a new personal savings account when your account with us is a personal checking account) you may qualify if you meet the other offer requirements.
Q: Can I close my existing account and open a new account of the same type to qualify for this promotional offer?
A: No. If an account of one type (checking or savings) has been closed with us within the past two years, a new account of that type will not qualify.
Q: How much can I earn with this promotional offer?
A: Meet the offer requirements and earn $250 or $500 for opening a new business checking or savings account and $250 or $400 for opening a new personal checking or savings account.
Q: Can I earn a checking and a savings account bonus?
A: Yes. As long as you meet the requirements for both, you can earn a checking bonus and savings bonus.
Opening Your Account
Q: What are options for opening a new account?
A: Banner Bank offers multiple checking and savings account options. Please see the specific account types below to learn more.
- Banner Bank offers four personal checking accounts. You can view all of the checking accounts on our Personal Checking page.
- We offer four business checking accounts. You can explore them on our Business Checking page.
- Our four personal savings account options are detailed on our Personal Savings page.
- Banner Bank’s four business savings accounts can be explored on our Business Savings page.
Q: How do I open an account online and why is a separate login required?
A: Review the accounts available and details for each at https://www.bannerbank.com/apply-now. Then select the account you want to apply for. A separate login for our application portal is required to finish an application, see its status and find a list of tasks to complete, documents to upload and any account disclosures available to download.
Q: How do I open a savings account if I already have a checking account?
A: Go to https://www.bannerbank.com/apply-now. Then select the type of savings account you would like to open and click on the “Apply” button next to the account you have selected.
Q: What is the interest rate or APY for my new account?
A: You can find many current rates here: https://www.bannerbank.com/current-rates. If your account type is not listed, please contact us at 800-272-9933 or visit your local branch.
Receiving Your Bonus
Q: How do I know if I signed up correctly for the offer?A: Please contact us at 800-272-9933 or visit any Banner Bank branch so we can review your new account(s).
Q: How do I confirm that the offer code was applied to my account?
A: Please contact us 800-272-9933 or visit any Banner Bank branch so we can verify the offer code was applied to your new account(s).
Q: When will I receive my bonus deposit?
A: We will deposit your bonus into your new account within 30 days following your account meeting the 90-day minimum balance requirement.
Q: Why didn’t I receive my bonus?
A: Please contact us 800-272-9933 or visit any Banner Bank branch so we can look into your account specifics.



