Finding the right home is inspiring. That's why making it yours matters so much. And that's why at Banner, we listen, learn and help you find the home loan» that lets you achieve your dreams.
Apply for a home loan today:
Refinance your home loan today
Achieve your dream with 3% down
With 97% financing from Banner Bank, it's easier to become a homeowner with our Affordable Home Loan Programs.
- Maximum conforming loan limits for conventional loans
- 97% financing
- Up to 100% gift of down payment
- Options available to purchase or refinance your dream home
- Minimum credit score of 620 for each applicant
- Income limits may apply
- Primary residences only
With a Banner Bank home loan, you'll get:
All-in-One Custom Construction Loans
Short term construction, renovation costs and permanent financing are conveniently rolled into one loan with one set of closing costs.
- Up to 95% loan-to-value—subject to approval
- Land or lot purchase can be included in the cost of the project
- Up to 15-month term during construction, fixed-rate financing
- Fixed and adjustable rates available
Building or remodeling a home is an exciting project, yet it can be daunting. Here are some great ideas for getting started on building your dream home or remodeling your current home to make it perfect.
Thinking of a mortgage or home refinance? A higher credit score could mean a better rate. That's why knowing your credit score is an important first step. In this blog, we share four steps you can take to improve your credit score.