Home Loans

Buying a home is likely one of the biggest investments you will make. That’s why at Banner, we listen, help you understand the financing process, and explain the options so you can select the best loan» for your situation. Whether you are buying a home, taking on a major renovation, building a custom home, or refinancing, we are here to help. Contact us today to get started.

Apply for a home loan today:

Homebuyer Education Classes

If you’re looking to buy a home let us walk you through the process. Our specialists will listen to you, explain the options and help you find the best home loan for your situation.

Buying a home could be within reach

Our Affordable Mortgage Program (AMP) can help you buy or refinance a home by offering a fixed rate loan with ways to reduce your down payment, closing costs and more. Some of the features include: 
  • Borrow up to 97% financing of the home's value to refinance the home or borrow up to 99% of the home's value to purchase the home
  • Combine with our HomeFresh Second Mortgage to finance property improvements
  • Mortgage insurance may be required

With a Banner Bank home loan, you'll get:

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Competitive rates and fees

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In-house approvals and fast processing

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Clear and responsive answers

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Exceptional client service

Floating Home Loans
Available in the Portland and Seattle areas, our floating home loans come with flexible terms and affordable monthly payments to help you make your dream a reality.
Refinance Today
Refinancing your home loan may lower your monthly payments, finance home renovations and more. Our team of mortgage loan officers can help you determine if a refinance may be right for you.
Extended Rate Lock Loans
Lock in your home loan rate 120 to 270 days in advance and rest assured the rate won't change with this beneficial program option.
Bridge Loans
Buy a home then sell your home. We offer temporary financing for your down payment on a new house, giving you time to sell your current residence and secure permanent financing.
Home Renovation Financing Options
One of the first big decisions when starting a home improvement project is planning how to pay for it. See what options we offer to fund your next home project.
Tips on Financing a Home Build or Remodel

Building or remodeling a home is an exciting project, yet it can be daunting. Here are some great ideas for getting started on building your dream home or remodeling your current home to make it perfect.

Four Steps to Improve Your Credit Score

Thinking of a mortgage or home refinance? A higher credit score could mean a better rate. That's why knowing your credit score is an important first step. In this blog, we share four steps you can take to improve your credit score.

Subject to credit approval and limited to residents of Washington, Oregon, Idaho or California. View a list of Banner Bank's Mortgage Loan Originators National Mortgage Licensing System ID numbers.