Home Loans

Finding the right home is inspiring. That's why making it yours matters so much. And that's why at Banner, we listen, learn and help you find the home loan» that lets you achieve your dreams.

Apply for a home loan today:

Young couple hug and celebrate after moving into their new home, financed by Banner Bank

Buying a home could be within reach

Our Affordable Mortgage Program (AMP) can help you buy or refinance a home by offering ways to reduce your down payment, closing costs and more. Some of the features include: 
  • Fixed rate loan
  • Borrow up to 97% financing of the home's value to purchase or refinance the home
  • Borrow up to 99% of the home's value toward purchase with our no-payment, no-interest down-payment assistance loan (to be repaid when home is sold or refinanced)
  • Mortgage insurance may be required

With a Banner Bank home loan, you'll get:

Competitive rates and fees percentage sign

Competitive rates and fees

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In-house approvals and fast processing

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Clear and responsive answers

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Exceptional client service

Homebuyer Education Classes
Homebuyer Education Classes for your dream home
If you’re looking to buy a home let us walk you through the process. Our specialists will listen to you, explain the options and help you find the best home loan for your situation.
Custom Construction Loans
All in One Custom Construction Loans
Building or renovating your home is easier than ever with our All-in-One Custom Construction Loan. Short term construction, renovation costs and permanent financing are rolled into one loan with one set of closing costs. Land or lot purchase can be included.
Refinance Your Home Loan Today
Refinance your Home Loan with Banner
With low rates, now might be a great time to refinance your home loan to lower your monthly payments, finance home renovations and more. Our team of mortgage loan officers can help you determine if a refinance may be right for you.
Home Renovation Financing Options
A couple review their improvement plans
One of the first big decisions when starting a home improvement project is planning how to pay for it. See what options we offer to fund your next home project.
Tips on Financing a Home Build or Remodel
Couple on the floor of empty house looking at remodel options

Building or remodeling a home is an exciting project, yet it can be daunting. Here are some great ideas for getting started on building your dream home or remodeling your current home to make it perfect.

Four Steps to Improve Your Credit Score
Person paying bills and reviewing finances

Thinking of a mortgage or home refinance? A higher credit score could mean a better rate. That's why knowing your credit score is an important first step. In this blog, we share four steps you can take to improve your credit score.

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Subject to credit approval and limited to residents of Washington, Oregon, Idaho or California, or current Banner Bank deposit clients. View a list of Banner Bank's Mortgage Loan Originators National Mortgage Licensing System ID numbers.