Home Loans

Finding the right home is inspiring. That's why making it yours matters so much. And that's why at Banner, we listen, learn and help you find the home loan» that lets your achieve your dreams.

Apply for a home loan:

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Achieve your dream with 3% down.

With 97% financing from Banner Bank, it's easier to become a homeowner with our Affordable Home Loan Programs. 

  • Conventional loan amounts up to $453,100
  • 97% financing
  • Up to 100% gift of down payment
  • Options available to purchase, refinance or remodel an existing house into a dream home
  • Minimum credit score of 620 for each applicant
  • Income limits may apply
  • Primary residences only

 

With a Banner Bank home loan, you'll get:

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Competitive rates and fees

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In-house approvals and fast processing

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Clear and responsive answers

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Exceptional client service

I want to buy a home, part 1 
Young couple holding baby stands in front of their first home, financed with a mortgage from Banner Bank
In this blog, we share four important steps you should take before starting your home buying journey.
I want to buy a home, part 2
Father and son unpack car and move into their new home, financed by Banner Bank
You're ready to buy a home, but now what? In part two of our home buying blog series, we share five tips to make your home search, selection and purchase a positive experience.
Tips on Financing a Home Build
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Building or remodeling a home is an exciting project, yet it can be daunting. Here are some great ideas for getting started on building your dream home or remodeling your current home to make it perfect.

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Subject to credit approval and limited to residents of Washington, Oregon, Idaho or California, or current Banner Bank deposit clients. View a list of Banner Bank's Mortgage Loan Originators National Mortgage Licensing System ID numbers.