Explore home loans» right here in your neighborhood

  • Conventional loans: Fixed rate loans, adjustable rate loans, jumbo loans and high loan-to-value mortgage financing available.
  • Government mortgages: Federal Housing Administration (FHA) loans are great for qualified first time homebuyers as well as others. Fixed and variable rate loans available.
  • Mortgages for veterans: May only need a low down payment and 100% financing may be available for qualified veteran borrowers. Guaranteed by the Department of Veterans Affairs (VA).
  • Reverse mortgage loans: Turns a portion of your home equity into cash. Available to those aged 62 and older.
  • Home improvement loans: With great rates, no up-front fees and no equity requirement, these unsecured loans can help with home improvements up to $15,000.
  • Home equity loans: If you need extra money for home repairs, you can get a loan secured by a subordinate mortgage on your principal residence.
  • All-in-One Construction Loans: Building a home? Keep it simple with one home loan (and one payment) from the initial plans to the final walk-through.
  • Custom Construction Loans: You can tailor a loan to fit your needs as you build or renovate a home.

To apply call 866-722-5110

Banner Bank has partnered with the FHLB Des Moines - Western Office to offer qualified families and individuals the opportunity to own their own home through the Home$tart Savings Program.

To find a loan officer near you or for more details about our loans or to apply online, simply visit our Mortgage Center. Or contact your local loan officer.

View a list of Banner Bank's Mortgage Loan Originators National Mortgage Licensing System identification numbers.

»Subject to credit approval and limited to residents of Washington, Oregon, Idaho, Utah or California, or current Banner Bank deposit clients.

Vicki & Ryan Munson

Homebuilding is a really complex process, but Ryan at Banner had been through it. He was an expert.

Vicki Munson, Boise, Idaho

Vicki & Ryan Munson

Personal Banking

Banner Bank helped this Idaho family build their dream home.

A football arcs across the yard one October day in Boise to the shouts of three brothers. Surrounded by boxes, Vicki and Ryan Munson watch from the front window of their new home and smile. This had been a dream for a long time.

In a way, their journey began 5 years before with the birth of their third son. "There weren't many kids in our neighborhood," Ryan says. "We decided to look for a place where the kids will grow up and we can put down roots.

Not wanting to compromise on their vision, they decided to build. And for that, they'd need another level of financial help. When a family connection brought them to Banner, they instantly knew it was the right fit.

Homebuilding is a really complex process, but Ryan at Banner had been through it. He was an expert.

"He drove the schedule, ensuring things like inspections and appraisals were done on time, so we could move in when we wanted," says Vicki.

Throughout the entire home loan process, Banner was there. Their Banner rep, Ryan, watched interest rates, helped calculate affordability during the planning phase, and even coordinated essential activities with realtors and builders. It's a level of service they'd never experienced, or expected.

"Banner invested over 5 months on our behalf," says Vicki. "I don't think you'll find that with a larger corporate bank."

"We're not just interest to them," adds Vicki. "They truly want to know who we are, build a relationship and grow with us."

Their dream house complete, the Munsons feel like they're finally home. Especially as they watch their boys play with their new friends from the neighborhood. And they tell everyone about the part that Banner played.

"Banner did more than help us build a home, they helped us realize our dream."

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