Foreign Travel with Your Credit & Debit Card
Have the right currency with you when you travel.
Will my credit and debit cards work in other countries?
Banner Bank credit cards listed below are ‘chip & signature’ cards. Banner Bank debit cards listed below are ‘chip & PIN’ cards. Both of these cards are accepted in over 130 countries around the world including Canada, Mexico and the United Kingdom, where chip cards are standard. What’s more, they contain an embedded microchip which makes the card extremely difficult to counterfeit or copy. Learn more about the features and benefits of each card:
Do I need to let you know if I will be traveling outside of the U.S.?
Yes. If we detect suspicious activity on your card, like purchases made outside your normal area or from suspicious merchants, we may restrict usage on your card in order to protect you from fraudulent activity.
If you will be traveling outside the country and using your credit or debit card, please let us know at your earliest convenience. You can notify us of travel plans by:
- Visiting your local branch
- Submitting a Travel Plan for your debit card using Debit Card Controls within Banner Online Banking. Learn how to add travel plans with this demo.
- Calling us at 800-272-9933 (509-527-3636 outside the U.S.).
We will make note of your travels in our system, which may prevent unnecessary blocks from being placed on your card. For your protection, Banner Bank debit cards are normally blocked from foreign use to prevent fraudulent transactions.
If we suspect fraudulent card use, we may contact you to validate the legitimacy of your transaction.
More ways to protect yourself from fraudulent activity:
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Real-Time NotificationsWhen you provide us with your mobile phone number, we can text you fraud alerts for your Banner Bank credit card. Simply reply Yes to confirm your credit card activity or No for unauthorized transactions. Text messages come from short code 86975.
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Account & Security AlertsAlways know what's happening with your account. Receive a voice, email or text message for any alert you activate. Learn more about Account and Security Alerts.
