Personal Saving & Investing

MoneyWise resources to help you reach your savings goals.

Rainy-Day Savings Tips for Everyday Budgets

Building a savings habit starts with small, consistent steps—and even a modest rainy-day fund can make a big difference when unexpected expenses arise. Explore our featured blog to learn why aiming for a $1,000 starter cushion matters and simple ways to begin growing yours.
Read the Blog

Explore popular blogs on saving and investing

5 Reasons to Have a Savings Account
Why Saving is Smart
9 Ways to Supercharge Your Savings
Boost Your Savings
How Certificates of Deposit and CD Ladders Work
What to Know About CDs
Explore All Related Blogs

See what your savings can do

Be a Millionaire
See how long it will take you to save to become a millionaire.
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Savings Goal Calculator

Use this calculator to see how long will it take to reach your savings goal.

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Retirement Planner

How soon can I retire and how much will I be able to spend each month?

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The more you save, the more you'll earn.

Grow your money with a High Yield Relationship Savings account. Enjoy rates between 0.25% APY^ and 2.63% APY^ when you open an account with a minimum opening balance of $25,000∫ new money to Banner Bank and a Banner Bank checking account.
High Yield Savings Details

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Our exceptional bankers are always available to discuss these and any other financial topics. Please contact your banker, stop by your local branch or give us a call at 800-272-9933 to become MoneyWise.

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Annual Percentage Yield (APY) accurate as of 1/26/2026. Rates may change. The interest rate tier is determined by the actual daily account balance. Monthly service charge of $10 is waived when you meet one of the following criteria during that monthly statement cycle: $5,000 minimum daily balance or $10,000 average daily combined balance for checking and savings deposit relationship. If relationship balance is below $25,000, Annual Percentage Yield (APY) is 0.25%.  Public fund accounts not eligible.  Additional restrictions may apply. View current rates.

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Minimum opening balance of $25,000 must be new money to Banner Bank. A Banner Bank checking account is required to open a High Yield Relationship Savings account.