Certificate of Deposit (CD)

Person reading a book in a hammock on a sunny day

Let's get your money working for you.

When you need to earn as much interest as possible with your money—and can leave it alone in the account—you’ll be rewarded with the highest return on your insured savings with a CD.

Best for:

  • Earning higher yields
  • Savings with unchanging interest rates
  • Clients who can leave money in the entire term

With Every Banner Bank Savings Option, you'll get:

24-7 Bank-By-Phone at 800-527-6435
Contact center

Phone support provided by Banner employees at 800-272-9933

With a Certificate of Deposit, you’ll also get:


No Monthly Charge

Enjoy no monthly service charge for a CD account.


Minimum Opening Balance

Open a CD with a minimum of $2,500.
Includes free eStatements

Sign up for eStatements

Avoid the paper pile-up and keep your financial information safe and accessible anytime with eStatements.
Check with your mobile service provider for message and data rates.
Early withdrawal penalty varies by term. Consult a Banner Bank Representative for details.