Certificate of Deposit (CD)
Let's get your money working for you.
When you need to earn as much interest as possible with your money—and can leave it alone in the account—with a CD you’ll be rewarded with a high return on your insured savings with a fixed interest rate for the term.
Best for:
- Earning higher yields
- Savings with unchanging interest rates
- Clients who can leave money in the entire term
With Every Banner Bank Savings Option, you'll get:
With a Certificate of Deposit, you’ll also get:
Competitive Interest Rate
Interest is compounded daily and credited as determined by the account term.
Variable Terms
Choose a term for your CD that’s right for you—from 3 months up to 10 years.♠
High Returns
Certificates of Deposits provide a high return with a fixed interest rate for the term.
No Monthly Charge
Enjoy no monthly service charge for a CD account.
Minimum Opening Balance
Open a CD with a minimum of $2,500.
Sign up for eStatements
Avoid the paper pile-up and keep your financial
information safe and accessible anytime with eStatements.
Automatic Renewal
CD will automatically renew in the same CD term upon maturity, unless otherwise noted.
Balance Waivers Available
The balance in this account may be used to waive monthly service charges on other deposit accounts.
Flexible Withdrawal Date
You will have up to 10 calendar days from the CD maturity date to withdraw funds without penalty
Bank Anywhere, Anytime
Access your accounts from your desktop, tablet or smartphone with online and mobile banking and Bank-By-Phone.‡
Access the Deposit Account Agreement and Personal Accounts Schedule of Fees.
‡
Message and data rates may apply.
♠
Early withdrawal penalty varies by term. Consult a Banner Bank Representative for details.