Certificate of Deposit

When you want to be certain of the rate you’re earning and plan to hold the money for a specific period of time, our CDs reward you with the highest return on your insured savings.

Apply online

Who's This For

A CD is a simple, rewarding alternative to a traditional savings account. It earns higher yields and your interest rate does not change during the entire term, whether you are opening a one week or a ten-year CD. Certificates of Deposit provide the highest return on your insured savings

Minimum Opening Balance


Monthly Service Charge


Withdrawal Fee

Penalty for early withdrawalᴥ

Interest rate

Competitive interest rate—Compounded daily and credited as determined by account term


From 7 days-10 years


Online banking, mobile banking, bank by phone‡

ᴥ Early withdrawal penalty varies by term. Consult a Banner Bank Representative for details.
‡ Check with your mobile service provider for message and data rates.

Money Market Account

Watch your balance grow with tiered interest rates, withdraw as much as you need without a fee, and write a limited number of checks.

Personal Savings Account

Our competitive interest rate compounds daily and is credited quarterly. In the meantime, you can make unlimited withdrawals by ATM or in person.

Banner Bank Individual Retirement Accounts

Banner Bank IRAs grow your savings through competitive interest rates and we don’t charge you an annual fee.