Certificate of Deposit (CD)

Person reading a book in a hammock on a sunny day

Let's get your money working for you.

When you need to earn as much interest as possible with your money—and can leave it alone in the account—you’ll be rewarded with the highest return on your insured savings with a CD.

Best for:

  • Earning higher yields
  • Savings with unchanging interest rates
  • Clients who can leave money in the entire term

With Every Banner Bank Savings Option, you'll get:

24-7 Bank-By-Phone at 800-527-6435
Contact center

Phone support provided by Banner employees at 800-272-9933

With a Certificate of Deposit, you’ll also get:


No Monthly Charge

Enjoy no monthly service charge for a CD account.


Minimum Opening Balance

Open a CD with a minimum of $2,500.
Includes free eStatements

Sign up for eStatements

Avoid the paper pile-up and keep your financial information safe and accessible anytime with eStatements.

Automatic Renewal

CD will automatically renew in the same CD term upon maturity, unless otherwise noted.


Balance Waivers Available

The balance in this account may be used to waive monthly service charges on other deposit accounts.


Flexible Withdrawal Date

You will have up to 10 calendar days from the CD maturity date to withdraw funds without penalty


Bank Anywhere, Anytime

Access your accounts from your desktop, tablet or smartphone with free online and mobile banking and Bank-By-Phone.
Message and data rates may apply.
Early withdrawal penalty varies by term. Consult a Banner Bank Representative for details.