Certificate of Deposit Placing your money in a savings account is a good way to earn interest. If you're looking to earn as much interest as possible, consider a CD from Banner Bank. CDs reward you with the highest return on your insured savings provided you can leave your money in the account for a specified period of time. Who's This For A CD is a simple, rewarding alternative to a traditional savings account. It earns higher yields and your interest rate does not change during the entire term, whether you are opening a one week or a ten-year CD. Certificates of Deposit provide the highest return on your insured savings Minimum Opening Balance $2,500 Monthly Service Charge None Withdrawal Fee Penalty for early withdrawalᴥ Interest rate Competitive interest rate—Compounded daily and credited as determined by account term Terms From 7 days-10 years Free Online banking, mobile banking, bank by phone‡