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Let Banner help your business succeed

  • I'm looking to finance for:

    One-time expenses

    Financing for a one time need.
    • QuickStep® Loans

      Get quick access to cash for your unique business needs.
      Loan Overview Loans and lines of credit are generally secured by business assets.
      Ideal For Businesses with modest requirements for additional cash, from $5,000 to $350,000, and owner-occupied commercial real estate from $50,000 to $750,000.
      Amounts Available QuickStep loans and lines of credit are available from $5,000 - $350,000. Owner-occupied real estate loans are available up to $750,000.
      Fixed or Variable Rate Fixed or variable rate – depending on the specific loan or line of credit you utilize.
      Standard Term Typical terms are up to 3 years on business line of credit, and up to 5 years on business term loans. Owner-occupied commercial real estate loan terms up to 20 years.
    • Equipment & Term Loans

      Purchase or refinance equipment, or increase working capital.
      Loan Overview With limitless variations on equipment financing needs, we’ll work with you to find the right loan for your objectives.
      Ideal For Industries with a need to invest in capital equipment to meet the needs of their business.
      Amounts Available Contact your relationship manager for details. We’ll provide cost-effective loan programs to meet your specific needs.
      Fixed or Variable Rate Both options are available.
      Standard Term Typical terms are up to 7 years.
    • Owner Occupied Real Estate Financing

      Build equity and alleviate the uncertainty of renting or leasing
      Loan Overview Optimize your property with an owner occupied real estate loan and align the unique story of your business with that of its home
      Ideal For Businesses that occupy the property against which the loan is provided
      Amounts Available Up to $10 million; larger amounts considered on a case-by-case basis
      Fixed or Variable Rate Both options are available
      Standard Term Typical terms are up to 10 years; typical amortization can be up to 25 years
  • I'm looking to finance for:

    Ongoing expenses

    Financing over a period of time.
    • SBA Lending

      Explore individualized loans for acquisitions, expansions and refinances.
      Loan Overview Individualized loans for: Commercial real estate purchase and construction, Leasehold improvements, Working capital, Furniture and Fixtures, Equipment and Inventory.
      Ideal For Business start-ups with invested equity, Business acquisitions, Business expansions, or Business refinances.
      Amounts Available Up to $5 million depending on loan type and purpose.
      Fixed or Variable Rate Rates vary depending on loan type.
      Standard Term Typical term up to 7 years, real estate typically up to 25 years, 10 years for equipment. In some cases, longer terms may be available.
    • Line of Credit

      Fund operating expenses and improve liquidity with secured and unsecured lines of credit.
      Loan Overview Secured and unsecured lines of credit help you finance your working capital assets, usually accounts receivable and inventory, or to bridge other short term requirements.
      Ideal For Businesses that need to have access to cash to offset revenue fluctuations.
      Amounts Available Every business is unique. The dollar amount and structures are tailored based on your specific need.
      Fixed or Variable Rate Typically, Lines of Credit are variable and are most often tied to the Prime rate.
      Standard Term One year maturity
    • Business Acquisitions

      Find the right mix of equity and debt it takes to expand your business.
      Loan Overview Customizable loans for business acquisitions. A mix of equity and debt.
      Ideal For Owners buying partners out of their stake, as well as growing companies with a desire to acquire.
      Amounts Available How much you can borrow depends. We’ll provide expert guidance, especially in areas in which SBA may also play a role.
      Fixed or Variable Rate Both structure are available, depending on your circumstances.
      Standard Term Typically up to 7 years.
    • Agricultural Loans

      Get custom financing solutions for the unique product cycles of the Northwest.
      Loan Overview Provides capital to purchase equipment. Loans may be available beyond one-year inventory turnover and seasonal production. Lines of Credit also available.
      Ideal For Unique seasonal and multi-year product cycles in which it helps if a lender understands your business. You’ll find we’re great at listening.
      Amounts Available No two loans are exactly the same. We recognize your needs are unique to you. Tell us your story and we’ll work with you to deliver what you need.
      Fixed or Variable Rate Variable rate most often based on Prime
      Standard Term Generally, terms are for one year. If your specific need varies, we have experts you can talk with.
Connect with the relationship manager that suits your needs today.

Commercial banking experts near you are listed below.

Look no farther than your neighborhood for small business and commercial loans

There's a great range of loan options right in your community. Your relationship manager at Banner Bank can help you sort through the competitive rates to find the solution for your business right now.

Equipment and Term Loans

Whether it’s to purchase or refinance equipment, or increase working capital, your relationship manager is here to help you get the right loan for your particular need.

Learn More

SBA Lending

Explore individualized loans for acquisitions, expansions and refinances.

Learn more

Agricultural Loans

Get custom financing solutions for the unique product cycles of the Northwest.

Learn more

Lines of Credit

Fund operating expenses and improve liquidity with secured and unsecured lines of credit.

Learn more

Mergers and Acquisitions

Find the right mix of equity and debt it takes to expand your business.

Learn more

QuickStep® Loans

Get quick access to cash for your next equipment purchase or business expansion.

Learn more

Owner-Occupied Real Estate Financing

Build equity and alleviate the uncertainty of renting or leasing with a Banner Bank Owner-Occupied Real Estate Loan. Refinance and improve commercial property you already own.

Learn more

Lending is just one part of it. Our business loans come with personal support and expertise to help you succeed in the business community, too.

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A relationship manager and the rest of our team to work with you, face-to-face

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Free online banking, bill pay and eStatements

Flexible options to meet a vast array of financing needs

Flexible options to meet a vast array of financing needs

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Interest Rate hedging strategies.

Our relationship managers in Walla Walla are here to help you!

Larry Hou

We were working with another bank and for some reason our loan kept falling through. Needing a solution, we called Banner. Our rep, Christine, worked hard for us, getting us the financing we needed fast.

Larry Hou, business owner, Puget Sound, Washington

Helping a Local Company

Commercial Lending

Partnering with Banner Bank helped this Seattle-based family business expand into a new 130,000 sq. ft warehouse.

It’s a familiar Seattle drizzle as Larry Hou walks from his car to an impressive 130,000 square-foot warehouse. It belongs to the importing company started in Seattle by his parents in the 1970s. And while the building is new to him, he’s known the business his entire life.

My dad’s first location was shared with a trucking company. This place is a hundred times that one. Banner made this big step a lot easier.

The company has enjoyed steady growth over the years, outgrowing several warehouses in the process. So when they needed to grow again, they were surprised at the difficulty they found.

“We were working with another bank and for some reason our loan kept falling through,” recalls Larry. “Needing a solution, we called Banner. Our rep, Christine, worked hard for us, getting us the financing we needed fast.”

The new warehouse means not only more space their current business, but also room to grow for years to come. And through it all their Banner rep, Christine, is never more than a phone call away.

“Christine is so great. It feels like she’s really on our side, like she strives to do what’s best for us.”

But while help with the financing was critical to their growth, it’s the personal service that makes them feel they’re in good hands. “Christine often stops by just to visit, for no particular reason. She’s very personable.”

From picking up the phone when they call to truly working for their success, Larry recognizes the value and partnership that Banner brings.

“I just don’t think you’d get this from other banks.”

Read more Community Stories.