Personal Checking Account Options

Banner Bank offers flexible checking accounts to fit you
Checking options to fit your life.

Your financial needs are unique. That's why Banner Bank offers multiple checking account options to meet your lifestyle. Check out these account features and choose the one that best fits you.

With Banner Bank Checking, you'll get:

Laptop

Online banking and bill pay

Touchscreen

Mobile banking with Snapshot Deposit®

Phone

24-7 Bank-By-Phone at 800-527-6435

Contact center

Phone support provided by Banner employees at 800-272-9933

Choose the checking account that best fits you:

Best for
Service chargeΔ
Earns interest
Earns rewards
Digital Wallet
Checks
No ATM fees in the US^
Mastercard® Zero Liability Protection
Online, Mobile Banking and Bill Pay
GoodStart

I rarely write checks and really just need a debit card and online banking.

Apple Pay, Google Pay, Samsung Pay

Checks available upon request

Fee
-
Connected Checking® 

I use my debit card a lot, including at ATMs when I'm traveling

$0

Apple Pay, Google Pay, Samsung Pay

Unlimited checkwriting

Fee
Rewards Plus Checking

I carry higher balances, use ATMs when I travel and want to earn rewards.

Earn interest
Earn $.05 on every debit card purchase transaction
Apple Pay, Google Pay, Samsung Pay

Unlimited checkwriting

Fee
Banner's Best Checking

I keep higher balances, use ATMs when I travel, want to earn rewards and interest.

Earn competitive tiered interest
Earn $.05 on every debit card purchase transaction
Apple Pay, Google Pay, Samsung Pay

Unlimited checkwriting

Fee
Δ
Minimum daily balance required to avoid a monthly service charge. Relationship balances include all checking and savings accounts including the primary account holder as either a primary or joint account holder.
^
When using ATMs outside the U.S., there is a 1.10% Currency Conversion fee, which is based on the U.S. dollar amount. If you plan to use your Banner Bank debit card when traveling internationally, please notify us before you travel so we can adjust card restrictions.