Prevent Identity Theft
What You Don't Know Can Hurt You
Identity theft happens when someone obtains your personal information, such as name, date of birth, social security number or mother's maiden name to commit fraud or other crimes.
Fraud is committed when criminals use your personal information to access bank accounts, obtain loans, make purchases, rent an apartment, etc.
Who Can It Affect?
Anyone. Although it's considered a felony crime, police can't help you restore your credit record and undo the damage that's been done. Taking the proper precautions with your information is the best protection.
Tips to Prevent Identity Theft
- Never give out your checking account, credit card or Social Security number to solicitors or callers that you have not contacted
- Never give out your password or PIN for your debit card, credit card or ATM card
- Check your accounts frequently using free Banner Online Banking and contact us if you notice any suspicious activity
- Receive and pay bills online instead of by mail with Banner Bill Pay. The less biller information in your mailbox, the better
- Protect your information by not receiving paper copies of your account statements. With free Banner eStatements, just login to Banner Online Banking and view or print the statement information you need
- Provide personal information only on websites that are secure and only when you have initiated the contact. Always check for the lock icon in the bottom right of your screen, and check the browser to make sure that "https" ("s" indicates secure) is displayed in the website address
- Banner Bank clients can enroll in Mastercard® Identity Theft Alerts. As a Banner Bank client, you’ll enjoy this free service that continually monitors your online identity and card information so that you get alerted to potential fraud or theft. Learn more and sign up.
Report Identity Theft
If you have become a victim of identity theft, contact us.